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    Is there any difference with a phone lost or stolen claim

    I lost my phone last night, Is it beeter to say it was stolen or just say i lost it?

    im with virgin, insurance company LSG

    THANK YOU

    26 Comments

    is there a difference?
    hhmmn, one way is fraud, the other isn't. :roll:

    Banned

    does your insuarance cover you for loss

    What do you think?

    If its stolen you will have to get a crime number from the police as previous difference is one is fraud!!

    i dont know but if it was stolen would VM want a police crime number ive just had to do a claim for my son he lost his and got a new phone delivered the next day so simple

    Supermod

    If you lie on an insurance form it could come back to bite you.

    Just tell the truth.

    Banned

    the kentish maid;7622762

    i dont know but if it was stolen would VM want a police claim number ive … i dont know but if it was stolen would VM want a police claim number ive just had to do a claim for my son he lost his and got a new phone delivered the next day so simple



    did they want a crime number too - lol

    If you ring it & it goes straight to answerphone, most likely it has been found, but then has been stolen, someone's found it, then nicked it! theft by finding! so you could have a claim!

    Banned

    richx45;7622784

    If you ring it & it goes straight to answerphone, most likely it has been … If you ring it & it goes straight to answerphone, most likely it has been found, but then has been stolen, someone's found it, then nicked it! theft by finding! so you could have a claim!



    or the battery is dead?

    lumoruk;7622804

    or the battery is dead?



    The poster should ring it, see if someone answers, someone might of found it, never know!

    The batt.would depend on how long ago you lost it, might help if you remember how much charge it had left!

    Original Poster

    no battery isnt dead it lasts for days, someone has turned it off

    Then they've found it & turned it off, it's been stolen!

    richx45;7622937

    Then they've found it & turned it off, it's been stolen!



    You a copper?
    If not, you have a budding career in law enforcement.

    Banned

    thesaint;7622966

    You a copper? If not, you have a budding career in law enforcement.



    or they lost it somewhere with no signal

    thesaint;7622966

    You a copper? If not, you have a budding career in law enforcement.



    HAHA, I should write a "murder she wrote" episode!

    Banned

    watugot;7622923

    no battery isnt dead it lasts for days, someone has turned it off



    Must be a **** phone so don't bother reporting lost or stolen, all the good phones only last 12hrs :thumbsup:

    If you lost it, then say you lost it!

    These things have a habit of coming back to bite you on the bum - who'd want to be done for fraud??

    Original Poster

    sassie;7622997

    or they lost it somewhere with no signal



    you are special

    Original Poster

    KrispiiDuck;7623138

    If you lost it, then say you lost it!These things have a habit of coming … If you lost it, then say you lost it!These things have a habit of coming back to bite you on the bum - who'd want to be done for fraud??



    i did lose it but someone has turned it off, which means it is lost and stolen

    watugot;7623251

    i did lose it but someone has turned it off, which means it is lost and … i did lose it but someone has turned it off, which means it is lost and stolen



    Then why have you started this thread?

    Is it beeter to say it was stolen or just say i lost it?

    Banned

    watugot;7623251

    i did lose it but someone has turned it off, which means it is lost and … i did lose it but someone has turned it off, which means it is lost and stolen



    if you say it was lost and you are not covered for loss then you wont be able to claim, it doesnt matter what happens to it once lost, think thats what you wanted to know

    It is not stolen!!! You LOST it. There could be any reason why it wont ring.

    As said previosly to report it stolen you need a crime number, the police will not give you a crime number for a lost phone, so you will have to lie to the police as well as the insurance company!

    But hey thousands do it so what the hell eh? lets all pay higher premiums to cover fraud.

    Original Poster

    DJNG22;7623317

    It is not stolen!!! You LOST it. There could be any reason why it wont … It is not stolen!!! You LOST it. There could be any reason why it wont ring.As said previosly to report it stolen you need a crime number, the police will not give you a crime number for a lost phone, so you will have to lie to the police as well as the insurance company!But hey thousands do it so what the hell eh? lets all pay higher premiums to cover fraud.



    just got crime reference i was mugged at gun point, the police have gone nuts

    lol, you can be more creative than that!! tell em you got b*****d as well!

    When I lost a phone last year I phoned the local police for a crime number they issued one, they insurance people was happy & replaced my phone, so it may be worth just telling them the truth!

    Original Poster

    DJNG22;7623365

    lol, you can be more creative than that!! tell em you got b*****d as well!



    i wish i could say that and be lying, but its the truth:shock:
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