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    ISA interest date is 05/04/2010 10 days to go!

    Banned
    Make sure you have invested the maximum amount by 5th April 2010 if you can afford it.

    To gain the most interest.

    23 Comments

    Banned

    amount you can save rockets next year

    Original Poster Banned

    bykergrove;8048010

    amount you can save rockets next year



    It does:-

    As soon as the next tax year starts (i.e., 6 April) you can put a whole new year's allowance in - and from April 2010 this will be a bigger £5,100.

    Thanks for the reminder.

    I should really open one up...

    Original Poster Banned

    DragonChris;8048040

    Thanks for the reminder.I should really open one up...



    Me and my fella have nsandi.com/pro…isa.

    Get investing :thumbsup:

    bykergrove;8048010

    amount you can save rockets next year



    Well if you are over 50 (as I am) it has aleady rocketed (up from £3,600) so I have already put in £5,100 this year.

    And plan to put another £5,100 in next year.

    Original Poster Banned

    guilbert53;8048130

    Well if you are over 50 (as I am) it has aleady rocketed (up from £3,600) … Well if you are over 50 (as I am) it has aleady rocketed (up from £3,600) so I have already put in £5,100 this year. And plan to put another £5,100 in next year.



    Well done :thumbsup:

    Banned

    dcx_badass;8048165

    You only get interest on how long it's been in anyway? My ISA dropped … You only get interest on how long it's been in anyway? My ISA dropped from 5.5% last year to 0.5% this year so I moved a few thousand into premium bonds.



    you could just have transfered it into another isa. i think my one is 3.5%

    if you have cash you dont use over the year - then isa is a recommended choice. Im thinking of switching from barclays isa to abbey isa.

    Artonox;8048237

    if you have cash you dont use over the year - then isa is a recommended … if you have cash you dont use over the year - then isa is a recommended choice. Im thinking of switching from barclays isa to abbey isa.



    I should have had cash in an isa for a few years then >.

    Banned

    dcx_badass;8048165

    You only get interest on how long it's been in anyway? My ISA dropped … You only get interest on how long it's been in anyway? My ISA dropped from 5.5% last year to 0.5% this year so I moved a few thousand into premium bonds.


    but your allowance is based on a tax year so a timely reminder.

    premium bonds are useless for 99% of investors

    Banned

    dcx_badass;8048242

    Yeah but I like having everything with Halifax. Got 1 cardcash account, 2 … Yeah but I like having everything with Halifax. Got 1 cardcash account, 2 current accounts, my isa and my credit card with them, nice and easy to manage from my online banking.



    i take it you don't have more than £50k then. or you enjoy risk

    The miserable rates being offered on most ISA's means they are hardly worth the bother.

    dcx_badass;8048643

    £5000 I'm only a 20yr old student (that's my own money though not student … £5000 I'm only a 20yr old student (that's my own money though not student loans).



    lol How come you're down by £1k? I'm sure you put down £6k earlier.:-D

    Inactive;8049039

    The miserable rates being offered on most ISA's means they are hardly … The miserable rates being offered on most ISA's means they are hardly worth the bother.



    Hardly worth the bother compared with what?

    If you have your money in any other account you pay tax on the interest. In an ISA you pay no tax on the interest.

    I am sure some ISAs pay nearly 3% at the moment.

    Original Poster Banned

    guilbert53;8051307

    Hardly worth the bother compared with what?If you have your money in any … Hardly worth the bother compared with what?If you have your money in any other account you pay tax on the interest. In an ISA you pay no tax on the interest.I am sure some ISAs pay nearly 3% at the moment.



    I totally agree.

    bykergrove;8048010

    amount you can save rockets next year



    it goes up to 5100 but thats if your over 50 isnt it??

    Banned

    dcx_badass;8054103

    Cos £1000 was money from Uni, it's spare and not needed, but I don't … Cos £1000 was money from Uni, it's spare and not needed, but I don't count it as my own still.


    i like your style. good luck with uni and getting your grad job.
    numptyj;8054246

    it goes up to 5100 but thats if your over 50 isnt it??


    nah over 50s right now. after april its for everyone

    bykergrove;8054257

    i like your style. good luck with uni and getting your grad job.nah over … i like your style. good luck with uni and getting your grad job.nah over 50s right now. after april its for everyone



    hmmm
    im looking to start putting money away but dont really know where to start

    it says it can be 10,200 a year but 5,100 of that is in cash, so how can u add the other 5,100 if that makes sense?

    ok ive seen the other amount of the ISA would go in shares? Would it go into shares of the bank/building society you get the ISA with?

    Banned

    numptyj;8054327

    ok ive seen the other amount of the ISA would go in shares? Would it go … ok ive seen the other amount of the ISA would go in shares? Would it go into shares of the bank/building society you get the ISA with?



    i think you can pick baskets of shares... could be wrong i dont use that part of it

    Original Poster Banned

    10 days to go.

    DLM;8217472

    10 days to go.



    Not quite. With the Easter Weekend falling at the end of the financial year a lot of banks are putting the cut-off at 1 April and can't guarantee processing transactions they get any later.
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