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    ISA - Savings

    I've just inherited £3500 and was wondering which ISA is the best at the moment (or any other savings method).

    I currently bank with HSBC and when I went onto the savings page I was presented with a choice of 8 packages needless to say I was stumped.

    Any help appreciated.

    13 Comments

    Go to vegas and enjoy it :thumbsup:

    Banned

    are you looking to lock it up for a few years, if so i have seen some that increase each year

    Original Poster

    sassie;7860495

    are you looking to lock it up for a few years, if so i have seen some … are you looking to lock it up for a few years, if so i have seen some that increase each year



    Sorry I forgot to mention that - I'm not looking at touching it for at least 12 months (maybe longer)

    Original Poster

    chesso;7860542

    Check out moneysupermarket.com & fool.com



    I read that as "Check out moneysupermarket.comyou fool"

    But cheers - didnt think of that :thumbsup:

    Banned

    dcx_badass;7860577

    ISA's are boring with rubbish interest atm (in most cases), I stuck all … ISA's are boring with rubbish interest atm (in most cases), I stuck all mine in premium bonds, much more fun.



    i totally agree, but last time i mentioned that i nearly got my head ripped off, so thought ide leave it to others

    Banned

    NS&I are the best:-

    Because National Savings and Investments is backed by HM Treasury, you can rest assured that all your capital is 100% secure, however much you invest.

    red_dwarfer;7860556

    I read that as "Check out moneysupermarket.com you fool"But cheers - … I read that as "Check out moneysupermarket.com you fool"But cheers - didnt think of that :thumbsup:



    :giggle:
    You said it!! :-D

    You're welcome - a bit easier than half a million various personal opinions IMHO. ;-)

    Banned

    3 grand? You don't need a bank - you need a money clip.

    [QUOTE=FilthAndFurry;7860651]3 grand? You don't need a bank - you need a money clip.[/QUOTE

    what if its in fivers.:thumbsup:

    premium bonds are a big waste of time.
    the money "won" is usually 90% worse than that if it was in a 3.5% interest (going rate these days) savings account.

    dcx_badass;7860577

    ISA's are boring with rubbish interest atm (in most cases), I stuck all … ISA's are boring with rubbish interest atm (in most cases), I stuck all mine in premium bonds, much more fun.



    Fun? :?

    Check out MSE for best savings rates as well. If you really want ISA, you will probably find rates improve just before end of financial year as banks / bldg societies get more competitive then - and current 3.5% inflation should have had an impact on savings by then!:thumbsup:
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