Expired

Its Safe to send money by depositing them in bank branch?

Found 24th Feb 2009
Hi,

as the title its safe to send money to a person by depositing them to his bank account (around 200£) ?
i got his details : name ,account number and sort code and an address.
if somethings go wrong what should i do?

Thanks for your help all.

  1. Misc
Groups
  1. Misc
28 Comments

It is really safe and straightforward. Nothing to worry about.

Just bear in mind if you are buying something from this person though, you have no comeback. So make sure you also have a landline or some wa of verifying the address they gave you.

Original Poster

and if somethings go wrong and didn't recieve the goods? cz i sent a payment today and was promised a track number and didn't recieve it till now.

also to clarify that its not linked with HUKD site,no transactions here..its somewhere else,just wanted to know what you think all..

Thanks all

Original Poster

melmorc;4478823

Just bear in mind if you are buying something from this person though, … Just bear in mind if you are buying something from this person though, you have no comeback. So make sure you also have a landline or some wa of verifying the address they gave you.



so if something go wrong i should report them to MET right?

melmorc;4478823

Just bear in mind if you are buying something from this person though, … Just bear in mind if you are buying something from this person though, you have no comeback. So make sure you also have a landline or some wa of verifying the address they gave you.


You are right. I was not thinking along those lines, I was sort of imagining paying money in to maybe your son or daughters account)

where did you buy the item?

Yeah, it's fine, what's the worst that could happen?!?!?!?

Original Poster

Benjimoron;4478867

Yeah, it's fine, what's the worst that could happen?!?!?!?



not recieving the goods and being out of pocket with the sum i paid :-D

just i wanted what the process to do if that's happen,i am ready to this..as not to let it do it again for another one..

yes i know its early to judge but just preparing my self to the worst :whistling:

Do you bank online? if you do you could transfer the money direct to them and you would then leave a paper trail from your account to theirs, paying cash in you dont stand a chance of proving it if the worst happened,

Most banks are signed up to "faster payments" now, first new way to transfer money in 20 years, if both your bank and the other persons bank are signed up then the money can be sent almost instantly,

Have a look here to see of your bank is a member

apacs.org.uk/pay…tml

Original Poster

dmissy13;4478865

where did you buy the item?



from another site,,gum....

Original Poster

clondikemike;4478893

Do you bank online? if you do you could transfer the money direct to them … Do you bank online? if you do you could transfer the money direct to them and you would then leave a paper trail from your account to theirs, paying cash in you dont stand a chance of proving it if the worst happened, Most banks are signed up to "faster payments" now, first new way to transfer money in 20 years, if both your bank and the other persons bank are signed up then the money can be sent almost instantly,Have a look here to see of your bank is a memberhttp://www.apacs.org.uk/payments_industry/faster_payments_service.html



thanksi had problem using the card reader supplied by my bank..so had to do it by cash depositing in the bank branch..also i have the paper proving that i am the sender..

I got caught years ago like this, the guy gave me a phone number, address everything. I tried to call him but no answer and he told me was staying at a friends... I sent the money, no goods, no comeback. The receiving bank would not help at all, the Police took the details and I lost £240. The first and last time I hope...

Sorry but i got stung before so hopefully yours will be fine.

Original Poster

mosskeeto;4478919

I got caught years ago like this, the guy gave me a phone number, address … I got caught years ago like this, the guy gave me a phone number, address everything. I tried to call him but no answer and he told me was staying at a friends... I sent the money, no goods, no comeback. The receiving bank would not help at all, the Police took the details and I lost £240. The first and last time I hope...



even you have the proof of depositing..nothing !?

Original Poster

melmorc;4478927

Sorry but i got stung before so hopefully yours will be fine.



the police can do nothing? and his still clean ?

i sent a payment today and was promised a track number and didn't recieve … i sent a payment today and was promised a track number and didn't recieve it till now.



they may not have been near a pc until now so that wouldn't worry me i would stay clear of paying that much to a stranger without back up but hope all goes well

Original Poster

dmissy13;4478952

they may not have been near a pc until now so that wouldn't worry me i … they may not have been near a pc until now so that wouldn't worry me i would stay clear of paying that much to a stranger without back up but hope all goes well



i thought if something go wrong at least when reporting him to police he will be in trouble no?

mohd01;4478932

even you have the proof of depositing..nothing !?



Yeah, all the details of the transfer but because the bank would not help by giving me his true address I got nothing. All you have that is factual is the guys name and bank account number. You will have nothing to take to the Police in any case. You have to prov e that it was the persons intetion to defraud you of the money and if you cannot identify him they dont want to know. The deal would have to be really something for me to risk cash like that, if its a genuine deal then the seller will understand and help work something safer out

Original Poster

mosskeeto;4478988

Yeah, all the details of the transfer but because the bank would not help … Yeah, all the details of the transfer but because the bank would not help by giving me his true address I got nothing. All you have that is factual is the guys name and bank account number. You will have nothing to take to the Police in any case. You have to prov e that it was the persons intetion to defraud you of the money and if you cannot identify him they dont want to know. The deal would have to be really something for me to risk cash like that, if its a genuine deal then the seller will understand and help work something safer out



it was a lady,she sent me a copy of her passport with adress,and i paid to she's boyfriend account,i have record of all the emails..

what do you think?

mohd01;4479037

it was a lady,she sent me a copy of her passport with adress,and i paid … it was a lady,she sent me a copy of her passport with adress,and i paid to she's boyfriend account,i have record of all the emails..what do you think?



Well fella, you have sent it now so lets all hope it is genuine, but nothing you have is any proof of the who the person is collecting your money. I genuinely hope that this is a good deal for you and even if it works out I would think long and hard before sending money off without more info, even if you send a cheque, at least you get a genuine address....You have tracking number so how is that checking out?

Original Poster

mosskeeto;4479300

Well fella, you have sent it now so lets all hope it is genuine, but … Well fella, you have sent it now so lets all hope it is genuine, but nothing you have is any proof of the who the person is collecting your money. I genuinely hope that this is a good deal for you and even if it works out I would think long and hard before sending money off without more info, even if you send a cheque, at least you get a genuine address....You have tracking number so how is that checking out?



i didn't got a tracking number..
just thinking if she or he provide me with a fake copy of passport isnt that another crime?

I got stung a while back this way. I paid cash into a place called western union to a guy in Uganda for a rolex watch.. I was hoping it was not fake, but it did not turn up at all.

Original Poster

Chiptivo;4479730

I got stung a while back this way. I paid cash into a place called … I got stung a while back this way. I paid cash into a place called western union to a guy in Uganda for a rolex watch.. I was hoping it was not fake, but it did not turn up at all.



yeah its hard, but for me i paid it to a uk bank account,i had the name and the account details,also was provided with a copy of passport and an adress..

mohd01;4479697

i didn't got a tracking number..just thinking if she or he provide me … i didn't got a tracking number..just thinking if she or he provide me with a fake copy of passport isnt that another crime?



Sorry mate but that is what I am trying to tell you, all of it can be fake and all you have is a name and a bank account number which means nothing because you cannot track them down with just that. When it happened to me the Police asked me how much I had lost and I told them £240, he told me I had just as well forget it as it would cost more than that in legal fees to go any further.
You cannot prove anything with the information you have, you can only hope that they are genuine.....

Original Poster

mosskeeto;4480081

Sorry mate but that is what I am trying to tell you, all of it can be … Sorry mate but that is what I am trying to tell you, all of it can be fake and all you have is a name and a bank account number which means nothing because you cannot track them down with just that. When it happened to me the Police asked me how much I had lost and I told them £240, he told me I had just as well forget it as it would cost more than that in legal fees to go any further.You cannot prove anything with the information you have, you can only hope that they are genuine.....



thanks mate,just wondering how they let such scammers go even with less amounts..cz when its add up it becomes big amounts..

Original Poster

now todays and she's saying will post..and start not replying on my phone calls..

when you think i should go to report to police and fill a claim in small court claims ?

also anyone tried this before :

]https//ww…jsp

Original Poster

any advices please??

Thanks

mohd01;4494676

now todays and she's saying will post..and start not replying on my phone … now todays and she's saying will post..and start not replying on my phone calls..when you think i should go to report to police and fill a claim in small court claims ?also anyone tried this before :]https://www.moneyclaim.gov.uk/csmco2/index.jsp



Hiya again, they will tell you to wait longer. The whole law is in the favour of the scammer, as I told you before, you would have to prove that they intended to cheat you out of the money and even if you tracked them down all they would have to say is that they were going to pay you back and that would be it. All you can do is investigate the bank account you paid into and try and find what branch it was, contact them and tell tehm what has happened. They wont tell you any details but at least they are aware they have a scammer in their bank. When you have done that search the phone directories for the name they gave in the area of the bank and try the names. There are agencies that will track them down but it would quickly add up to more than the money you have already potentially lost.
Tell the Police but I am sure you would have to wait a number of weeks before they would accept the complaint...

Sorry, commenting is no longer available on this discussion.

Top Discussions
  1. Driving anxiety.2948
  2. changing a dimmer swith to normal light switch33
  3. What is gearbest like on warranty?66
  4. Switch from BT to BT same property different person45

See more discussions