Unfortunately, this discussion is no longer valid
Posted 5th Jul 2021
Hi all, wondering if anyone else has had issues with John Lewis and trying to get 0% for things. Currently trying to get an Ipad pro with 0%. I meet all of their criteria and have a good credit score?

Anyone else had issues with them?

Cheers
facebook logoPosttwitter logoTweet

whatsapp logoSharewhatsapp logo Share with WhatsApp messenger logo Share with Messenger
Community Updates
Retailer Offers and Issues
New Comment

3 Comments

sorted by
's avatar
  1. dipsylalapo's avatar
    The ultimate decision lies with Creation, the finance company. Even with a good credit score, if you have something that triggers a red flag for the finance company it'll be rejected.

    Unfortunate part of credit scores
  2. richemlyn's avatar
    Author
    Seems to have worked this time, this was before they even gave me a decision? So very strange.
  3. bozo007's avatar
    Finance companies have their own criteria for deciding who gets how much and rarely care about any third party credit score. Right now, most of them have tightened things significantly, especially for unsecured loans - Barclays, for example if has slashed the credit limit on a significant number of their credit card holders.

    You may also want to try and see if you qualify for 0% purchases on a credit card.
's avatar
Top Merchants
ASOS discount codesboohoo discount codesArgos discount codesBoots discount codesVery discount codesNike discount codesFlannels discount codesCurrys discount codesHouse of Fraser discount codesMatalan discount codesThe White Company discount codesLook Fantastic discount codesPandora discount codesJohn Lewis discount codesJD Sports discount codesDominos Voucher CodesJust Eat discount codesNew Look discount codes
Sports Direct discount codesDebenhams discount codesMoonpig Voucher CodeH&M discount codesThe Perfume Shop discount codesDunelm discount codesRiver Island discount codesSmyths discount codesao discount codesAdidas discount codesFootasylum discount codesSHEIN discount codesSchuh discount codesTravelodge discount codesSteam VoucherEuro Car Parts discount codesZalando discount codesTesco discount codes
BuyAGift discount codesPhotobox discount codesHotel Chocolat discount codesAll Beauty discount codesTUI discount codesIKEA discount codesPizza Express VouchersFarmFoods VouchersThe Fragrance Shop discount codesFunky Pigeon discount codesBooking.com Promo CodeOffice discount codesStudio discount codesWayfair discount codesMarks & Spencer discount codesHMV discount codesHalfords discount codesJD Williams discount codes
eBay discount codesSelfridges discount codesSuperdrug discount codesNot on the High Street discount codesOliver Bonas discount codesOh Polly discount codesSephora discount codesOcado discount codesFreemans discount codesUrban Outfitters discount codesThe Works discount codesSimply Be discount codesSuperdry discount codesBoux Avenue discount codesZara discount codesRegatta discount codes