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    John Lewis Accidental Damage Cover

    Just bought a new TV to replace my old one. £99.00 to add accidental damage to their 5 year guarantee.
    Am I better off adding accidental damage cover to my contents insurance?

    8 Comments

    Original Poster

    Samsung UE55KS9000.
    Which of your options does that come under? You clearly don't rate samsung tvs?
    Edited by: "twistedspirit" 7th May

    Just make sure you have accidental damage for contents on your home insurance. Make sure you have a low excess and protect your no claim discount.

    Don't pay £100 for cover when you aready have it.

    If you already have the tv in place then what is the likely hood of accidental damage?

    rhinopaul

    If you already have the tv in place then what is the likely hood of … If you already have the tv in place then what is the likely hood of accidental damage?



    ​you'd be suprised what could happen in 4 yrs 11mnths time X)

    Imo the benefit of having it for £99 just in case outweighs the added premium of claiming on home insurance, as premiums will be higher for next few years of renewal not just next time.

    be aware that if you take out the insurance for accidental damage if you make a claim the household insurance for next year can rise because insurance companies check with each other to see if you made separate claims so your premiums could still go up even though you had not made a claim on your household insurance,does that make sense!!

    Original Poster

    Thanks for your answers.

    rhinopaul

    If you already have the tv in place then what is the likely hood of … If you already have the tv in place then what is the likely hood of accidental damage?



    We are moving soon so it is still in the box.

    twistedspirit

    Thanks for your answers.We are moving soon so it is still in the box.


    If you have just bought it then you might find your credit card covers you for damage or theft for upto 120 days.
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