Just opend up a acc with very cataloge, help

17 replies
Found 5th Mar 2010
Hi i just opened up a very cataloge acc and its gave me a credit limit of £190, i was looking for 300 but this is not the case lol, would the limit go up if i just leave it there and not spend any? not realy sure how it all works on that side of things

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17 Comments

no, it will go up after you have bought some stuff and become an established customer

Banned

You can contact them and ask them to up your limit.

No dormant accounts do not get anything added you have to spend, but I think if you set up a direct debit for the minimum amount it helps.
Have you called them, sometimes you can negotiate?? I have the opposite problem and spend countless hours begging for my limit to be reduced, one is at 7k, how on earth can you justify spending that on a mail order catalogue??

Banned

skusey;8027711

no, it will go up after you have bought some stuff and become an … no, it will go up after you have bought some stuff and become an established customer



This^^^^.
wendyak;8027723

No dormant accounts do not get anything added you have to spend, but I … No dormant accounts do not get anything added you have to spend, but I think if you set up a direct debit for the minimum amount it helps. Have you called them, sometimes you can negotiate?? I have the opposite problem and spend countless hours begging for my limit to be reduced, one is at 7k, how on earth can you justify spending that on a mail order catalogue??



I have that issue with next, I only ordered some bed dens, they opened an account, but as I buy little things here and there then pay in full I now have a limit of thousands, crazy!

I started with a limit of £300 with

Very now increased to £1700 made some biggish purchases and paid off
Littlewoods now increased to £1100 some smaller purchases paid off.
Additions now increased to £1700 a few large buys made and paid.

These have all took about 8/9 months to reach this level.


Great Universal now increased to £750 after 2 months (only one item ordered)

The more you spend the more they will want you to spend, they will increase the limit if you use it regularly

Banned

harlzter;8028373

I started with a limit of £300 withVery now increased to £1700 made some b … I started with a limit of £300 withVery now increased to £1700 made some biggish purchases and paid off Littlewoods now increased to £1100 some smaller purchases paid off.Additions now increased to £1700 a few large buys made and paid.These have all took about 8/9 months to reach this level.Great Universal now increased to £750 after 2 months (only one item ordered)



Shop Direct like to give credit and charge high fees if you are late paying or miss a payment.

DLM;8028401

Shop Direct like to give credit and charge high fees if you are late … Shop Direct like to give credit and charge high fees if you are late paying or miss a payment.



No late payments, always take advantage of the take 3 free credit, or interest free for 12 months offers and only buy if its the cheapest place anyway.

Banned

harlzter;8028485

No late payments, always take advantage of the take 3 free credit, or … No late payments, always take advantage of the take 3 free credit, or interest free for 12 months offers and only buy if its the cheapest place anyway.



Me too.

I have just ordered a nice new fridge freezer :thumbsup:

Original Poster

i sent them a email to see if they can up the credit limit, say to wait 24hrs

Banned

Started off @ £300 increased it to £1000

Original Poster

dj_urban;8028717

Started off @ £300 increased it to £1000



Did they do this just by u asking for them to put it up?

Banned

strobez1977;8028769

Did they do this just by u asking for them to put it up?



No bought something from them in oct bumped my limit to £600 or 700 then just few weeks ago to £1000

it basically goes up if you are paying on time and clear what you bought,

( sorry neglected to add that in my original post :oops: )

OP what is it your looking to buy.

Original Poster

bossyboots;8028979

OP what is it your looking to buy.



Playstation 3

strobez1977;8029042

Playstation 3



Personally - no way would I get myself credit for something like that! If I was struggling and my washing machine broke down and I had no money - then yes thats the road I would go down - but not for a playstation!!!!

Never a lender nor a borrower be:)

When I opened a Littlewoods account a few years ago I think I got an initial credit limit of £300, I had a few small items & paid them off in full I now have a credit limit of over £7,000 but I wouldn't dream of using that!
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