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    Legal Advice

    Hi, i'm due to go away tomorrow but it's looking unlikely due to the current air disruption.I booked an apartment putting down a £50 deposit and am due to pay the outstanding £500 on arrival.
    If i'm unable to go will I be obligated to pay this £500 even though i'm not using it? They say they'll take the £500 out of your account if you cancel giving insufficeient notice.

    Thanks

    20 Comments

    Use your travel insurance that you would ahve already taken out (as you were due to leave tomorrow).

    check their terms and conditions

    shut down your bank account so they cant nick the money?

    Banned

    Blame force majeure, it's working for everyone else!

    Banned

    yup you will have to pay.











    I think

    check with the company you booked it with

    Banned

    toshapetriji;8381723

    yup you will have to pay.I think


    Why do you think that?

    did all depends on lots of things.

    Banned

    It would be unfair of him to have to pay. If he had have paid he wouldn't get it back.

    Original Poster

    Didn't take insurance out since it's was withing Europe.

    I booked the apartment through a company online, do they have the right to go into my account and take the money? I was due to pay the outstanding amount in cash.

    Thanks

    A call to CAB rather than random thoughts from a forum would be sound idea.

    one thing i would do as a safe guard is cancel your card, that may help prevent them taking any extra payments

    pinkleponkle;8381709

    Use your travel insurance that you would ahve already taken out (as you … Use your travel insurance that you would ahve already taken out (as you were due to leave tomorrow).



    As far as im aware all travel insurance policys dont cover natural disasters, which in effect is what the volcanic cloud is :thumbsup:


    I would go for the tall story route and claim on the insurance stating i had broke my leg :whistling:

    If they ask for proof- brake the said leg

    simplyjimbo;8381908

    one thing i would do as a safe guard is cancel your card, that may help … one thing i would do as a safe guard is cancel your card, that may help prevent them taking any extra payments



    The problem is that could compound the issue. In some country's that would be illegal, that's why the op need to get real legal advise as soon as possible.

    steve1221;8382036

    The problem is that could compound the issue. In some country's that … The problem is that could compound the issue. In some country's that would be illegal, that's why the op need to get real legal advise as soon as possible.



    They can't prove that you have or haven't lost your card. Depends on where the booking was made without where the booking was made or where they were going haven't got much to go on. Plus CAB probably won't be open till Monday now

    Wooderson;8381844

    Didn't take insurance out since it's was withing Europe.I booked the … Didn't take insurance out since it's was withing Europe.I booked the apartment through a company online, do they have the right to go into my account and take the money? I was due to pay the outstanding amount in cash.Thanks



    :? Are you having a laugh? What's within Europe got to do with it? What if you'd been robbed of all your cash when on holiday? Or lost your luggage/jewellery? Its not just about medical help when you get insurance? You'd be covered for nothing if anything happened (apart from volcanic ash that is). we usually get a year policy which even covers a weekend break in a hotel in the UK as well as abroad.

    transit;8382027

    As far as im aware all travel insurance policys dont cover natural … As far as im aware all travel insurance policys dont cover natural disasters, which in effect is what the volcanic cloud is :thumbsup:



    +1

    so called "acts of god" are not insured, although most flight/holiday companies are paying out on this occasion.

    J_B;8382119

    +1so called "acts of god" are not insured, although most flight/holiday … +1so called "acts of god" are not insured, although most flight/holiday companies are paying out on this occasion.



    I wonder how many people have contested the 'Acts of God' rule due to their faith or beliefs, or lack of.

    Interesting that you chose not to take out insurance. Notwithstanding this little predicament, should you have wound up ill or injured the cost of medical repatriation is astronomical. Sure shop around and get the cheapest sensible cover but please don't do it again :x

    melipona;8382249

    Interesting that you chose not to take out insurance. Notwithstanding … Interesting that you chose not to take out insurance. Notwithstanding this little predicament, should you have wound up ill or injured the cost of medical repatriation is astronomical. Sure shop around and get the cheapest sensible cover but please don't do it again :x



    +1 Cant believe anyone is stupid enough not to take out travel insurance considering how cheap it is nowadays :?

    Banned

    simplyjimbo;8382186

    I wonder how many people have contested the 'Acts of God' rule due to … I wonder how many people have contested the 'Acts of God' rule due to their faith or beliefs, or lack of.



    That's why it's not called an act of god in the policy anymore, Force majeure I believe is the term.

    Huge mistake not taking insurance op, huge, even if we holiday in the UK we have insurance. Theft, cancellation, etc, etc.

    If I was in your position I would not pay for a service that I could not use in these circumstances.

    The owner should themselves have considered insurance against non payment, you will probably lose your deposit but, irrespective of any contract conditions, why not take the initiative and write a letter to ask for it back claiming force majeure.:thumbsup:
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