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    life insurance?

    Banned
    hi all just got a quote for life insurance , its a joint 1 for me and partner to cover the kids untill they are 18, its 18pound a month and its for 70grand each, is that a good deal?

    16 Comments

    How old are you both it sounds expensive to me

    Look on a money comparison site like; Money Supermarket .com

    Original Poster Banned

    im 26 and partners 25

    confused.com, use quidco £50 cashback, I just got mine for £13 per month for £250,000

    Original Poster Banned

    ohrite thankyou, i dont understand all those fixed tearm things etc

    Original Poster Banned

    iv just done the confused.com at a cover of 25000 over 40 years and its 80pound a month single claim, lol

    40 years is a long time, there is a good chance (in the nicest possible way!!!) that one of you won't live that long. Try it with a term that expires when your kids are 18. Should be less than £10.

    kiaramad;6647731

    im 26 and partners 25



    do you both smoke ? :?

    your quote is very high

    Original Poster Banned

    ohrite yeh i understand lol, thanks i try that tomorror, thankyou

    Original Poster Banned

    choc1969;6648171

    do you both smoke ? :?your quote is very high



    he does:x, i gave up 2 months ago :-Dbut it still classes me as a smoker till iv been smoke free 12 months,:? lol

    kiaramad;6648200

    he does:x, i gave up 2 months ago :-Dbut it still classes me as a smoker … he does:x, i gave up 2 months ago :-Dbut it still classes me as a smoker till iv been smoke free 12 months,:? lol



    that explains your high quote

    Original Poster Banned

    hi found this 1,
    Level Term Life Insurance without waiver of premium cover A female born on 30/07/1983 who does smoke A male born on 30/07/1983 who does smoke based on a sum assured of £200,000 over 18 years ,
    17 a month,
    is that good?
    and can you tell me about that quidco £50 cashback

    Original Poster Banned

    anyone?

    I would go for separate cover, not joint. It would double up your cover for not much more.

    Original Poster Banned

    oh rite thankyou

    kiaramad;6648474

    hi found this 1,Level Term Life Insurance without waiver of premium cover … hi found this 1,Level Term Life Insurance without waiver of premium cover A female born on 30/07/1983 who does smoke A male born on 30/07/1983 who does smoke based on a sum assured of £200,000 over 18 years , 17 a month,is that good? and can you tell me about that quidco £50 cashback



    I was £13, I dont smoke tho, mines through direct life, just search confused.com on quidco its actually 52.50 cashback but mines tracking at 50, you have to wait 6 months but hey ho, summit for nowt !

    Original Poster Banned

    is it better to get covered for critical illness too and the 1 if your off you job due to illness for more than 6 months they pay you, actually im covered for hundred grand not 70 as first said
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