littlewoods buy now pay later

11 replies
Found 12th Jun 2008
I heard you are charged extra if you use buy now pay later is this true?

11 Comments

Yes you will get charged interest for this.

They have recently changed the small print on their offers so you only get buy now pay later when you use their 29.9% service and not the interest free credit option

Original Poster

pinkkitty2007;2298468

They have recently changed the small print on their offers so you only … They have recently changed the small print on their offers so you only get buy now pay later when you use their 29.9% service and not the interest free credit option



do you no when they changed the small print??

unless you have a code, then you will only pay extra if you do not settle on time for example the code XX122 spend £150 and do not pay until February 2009

Kellie + Paisley;2298475

do you no when they changed the small print??



I think it was after xmas as ive not had any interest free buy now pay later deals since before xmas

Original Poster

tonyd19565;2298496

unless you have a code, then you will only pay extra if you do not settle … unless you have a code, then you will only pay extra if you do not settle on time for example the code XX122 spend £150 and do not pay until February 2009



so as long as its paid by the time its due payment its fine??

Yes that`s right similar to your credit card pay it all off buy due date no interest

Its abit daft of them to not offer the old regular start payments later over 52 weeks option without the new only 29.9% APR payments there trying to get you to do now, I wanted to order over £200 of items but cancelled it all as no way im paying 29.9% APR its not like Littlewoods is cheap to start with is it :roll:

*This is a Buy Now Pay Later promotion. Order now then start paying for your order in the month specified. Please note: if you have any insurance products, premiums will accrue on these purchases from the date of purchase. These will be charged to your account and be payable in the normal way but no other payment will be due from you in respect of the items you buy on this offer until the month specified. Buy Now Pay Later can only be used in conjunction with 104 or 156 weeks interest bearing credit. 29.9% APR. Interest will be charged from the end of the buy now pay later period. This offer is valid until 17/08/08. Credit provided, subject to status, by Shop Direct Financial Services Limited. Registered number 4660974. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only. Goods/services provided by Shop Direct Home Shopping Limited. Registered number 4663281. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB.

when you do a buy now pay later, does it take the money off your credit? e.g. i have 400 credit and spend 200 buy now pay later, will my credit stay at 400 or go down to 200?

It will come off your credit, so down to 200.
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