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    littlewoods credit card

    just made a littlewoods account and it says that i have a credit card with £500 on.

    I want to buy a phone , and pay for it weekly , but i don't understand how this credit thing works.

    How do it pay it back?

    thanks.

    14 Comments

    its not a credit card it is £500 worth of credit they will allow you to spend on their website. Each month they will send you a statement with a giro slip you can pay at any paypoint outlets, your bank or the post office. Or you can set up a direct debit for the payments

    Original Poster

    hunter82;4438225

    its not a credit card it is £500 worth of credit they will allow you to … its not a credit card it is £500 worth of credit they will allow you to spend on their website. Each month they will send you a statement with a giro slip you can pay at any paypoint outlets, your bank or the post office. Or you can set up a direct debit for the payments



    with the direct debit does that allow me to pay weekly for the phone?

    thanks for your help.

    ]http//ww…unt

    Depends which option you chose when registering, like poster above said its not a credit card its a credit account, read the terms very carefully or you could end up paying back high interest rates

    0% With 20 weeks to pay on everything.

    If your item is £60 or over you can pay over 1 year, and there's up to 2 years interest free on selected items

    or

    Spread the cost up to 5 years with no deposit :
    We'll give you 2 years to pay on any item £100 or more, and 3 years if the item is £199 or more.

    5 years is also available on selected items

    or select the Budget acc: 29.9% interest

    Simply ask for 'Budget Account' when you order and you can enjoy 2 years to pay for your total order if it's more than £60, if it's over £100 we'll let you spread the cost over 3 years

    If our still confused give em a ring ;-)
    By Telephone
    Simply phone Littlewoods on 0844 822 8000 from anywhere in the United Kingdom. Lines are open 7am to 11pm.

    Calls made from BT landlines should cost no more than 5p per minute. Charges will vary for calls made via other service providers.

    you dont pay weekly, even though thats what littlewoods make out. You pay monthly. With littlewoods its not often you pay interest. You can choose to pay intrest free over 20 weeks or if you spend over £100 you can pay over 52 weeks.

    Original Poster

    Wenchybev;4438252

    ]http://www.littlewoods.com/rf/static.do?page=myaccount&cm_re=Homepage-_-Text+Link-_-Credit+AccountDepends which option you chose when registering, like poster above said its not a credit card its a credit account, read the terms very carefully or you could end up paying back high interest rates



    on the 52 week option it says its interest free.

    it is. its usually on buy now pay laters you get charged interest

    Original Poster

    so am i right in thinking , it tells you the weekly amount , but you times that by 4? and pay that monthly?

    thats right :thumbsup:
    I posted the info above for you incase you ever choose to order a larger item in the future

    Original Poster

    alright
    cheers for your help.

    im more happy to order now

    repped both .

    Don't forget QuidCo and any voucher codes available!

    Original Poster

    birdyboyuk;4438447

    Don't forget QuidCo and any voucher codes available!



    was planning on using a £30 voucher on here.

    they do make it confusing with the weekly payments but actually monthly payments dont they lol.
    Anything else you need 2 know gimme a shout

    Its simple, every 4 weeks they send you a statement and the minimum you need to pay and you pay that amount or more if you want.

    Original Poster

    right ordered the phone, and have set up the direct debit. says im paying around £2 a week. but that should change with the £30 off.
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