littlewoods direct help

Hi i just opened up a littlewoods direct acc online so i could order a new xbox 360 and pay in feb with there offer,it all went through then it said credit rejected,it was under the £200 linit they set it too,also they just rang and spoke to my partner telling me they will be sending me a letter tomorrow.

i used 2 discount codes too


any ideas why it ended up like this?thanks

7 Comments

Banned

it means you have been refused credit via a credit check

yes they have a new policy and they did it with me on a new account as they now send letters out asking you to pay £12 before they release the item for delivery.

did you open the account before trying to buy the item as you may have been rejected on bad credit, they send you a letter saying you were refused credit with them and if you need any futher info contact a credit company like experian

You can fail the credit check for all kinds of reasons. They won't give you a reason, you'll need to get a copy of your credit file and see what's there...

Original Poster

what if my partner tried to apply,she of course lives at the same address as me and even the house before,worth a shot?

Banned

each time you apply for something it remains on your file, the more hits you have the more likely of refusal, i would be finding out why you where refused first

Only you (or her) know what what her credit file is like. I would add that every search shows up and a large number of searches which fail also has a bearing on any offers...
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