loan advice

hi, i have bad credit from my reckless early years, i cant get bank loan, payday loan, unsecured loand nothing, all i need to borrow is 700 pounds, and i can pay back within 4 months, can anyone or does anyone have any advice or help etc?, i need it as soon as yesterday to cover a council tax bill, if i dont pay it i go to court, im trying to sell stuff to raise cash but its not happeneing quick enough, any help? cheers.

14 Comments

get in touch with the people you owe (the council) and see if they can offer you any advice....its a pain for them to take you to court after all

can you not offer to pay the council in 4 payments,i have been behind before and they have been able to find a solution

Banned

lil_tiger;5399955

get in touch with the people you owe (the council) and see if they can … get in touch with the people you owe (the council) and see if they can offer you any advice....its a pain for them to take you to court after all



magicdamo;5399956

can you not offer to pay the council in 4 payments,i have been behind … can you not offer to pay the council in 4 payments,i have been behind before and they have been able to find a solution



im assuming the agreements hes alread had he hasnt stuck to, they dont just take you to court, they try every other option 1st


op have you got no family or friends that could help?

you should be alright if you make an offer of payment you can afford say £10 a month and fill out a form with your in and outgoings......citizens advice bureau should help you with forms:thumbsup: good luck

Original Poster

i did fail with payment plans as i lost my job etc, and i have tried the family and friends and no luck,

Banned

in the back of the sun they have loans available


or pawn something

Original Poster

thanks for everyones advice so far

Banned

sjones23;5399991

i did fail with payment plans as i lost my job etc, and i have tried the … i did fail with payment plans as i lost my job etc, and i have tried the family and friends and no luck,



not really alot you can do, approach the council again, although doubt you will get anywhere, otherwise go to court and they will make a paymant plan you will have to keep to

Banned

apply for a crisis loan from the social....interest free

sure there was a thread on here about something similar as well for the unemployed or people on benefits etc

Banned

crisis loans are not given for debt, so dont tell them thats what its for if you go down that route, also if you lost your job surely you would be entitled to help, or is this from before you lost your job

rob a bank

ya rob a bank

have you tried the CAB, they won't lend you the money but may get the Council to give you more time.
My fears for you are you say you can pay the money back within 4 months yet you fell behind with your payments, if you've just got back to work then fair enough and good luck, if not you may need to look at your lifestyle.
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