Loan Scam?? Got a txt from YesLoansUK.com

16 replies
Found 15th Dec 2009
I received the following txt:

Hi ****, we've received your loan enquiry. Please call YesLoansUK.com now on 08451309521 or reply YES for a callback. txtSTOP2optout

I rang them back and dealt with a guy called 'Nasir'. He went ahead to apply for an unsecured loan for £6000. After a few personal questions he claimed it went through all ok and then demanded £69 BEFORE he sent the paper work out to me ???

On the basis that I did not apply for a loan in the past, I randomly got this txt and eventhough it seems Legit, the £69 fee put me off.

Anyone have an insight in this?

16 Comments

they are a loan BROKER,not a lender and there have been thousands of complaints about them-they "approve" everyone,take the arrangement fee and then very few people actually get the loan and they keep the cash.

been on watchdog many times,in the papers etc etc-NO legitimate finance company needs any up front fee-steer clear.

LOL at this:-D
You DIDN'T apply for a loan, but your application was approved.
They will lend you money, but only AFTER you give THEM money?!?!?

Let me get this straight - you didn't apply for a loan, and yet you received a text saying that some random company have received your loan application. You then call this random company and apply for a loan anyway, giving them god knows what personal details in the process. Then they want some money upfront before they send you the actual loan.

You don't see anything out of the ordinary with any of this??

incidentally,if you gave them your credit card detail or bank account number they will probably take the 69 quid anyway-they have done that many times.

Oh dear!

Original Poster

cis_groupie;7233214

LOL at this:-DYou DIDN'T apply for a loan, but your application was … LOL at this:-DYou DIDN'T apply for a loan, but your application was approved.They will lend you money, but only AFTER you give THEM money?!?!?


Thats why I hung up

Babbabooey;7233215

Let me get this straight - you didn't apply for a loan, and yet you … Let me get this straight - you didn't apply for a loan, and yet you received a text saying that some random company have received your loan application. You then call this random company and apply for a loan anyway, giving them god knows what personal details in the process. Then they want some money upfront before they send you the actual loan. You don't see anything out of the ordinary with any of this??


As soon as he requested my bank details I became suspicious and I said I had to go. As barky stated above, they are a broker, so I assumed everything was legitimate.

DO NOT I REPEAT DO NOT deal with this company

i had to fight to get my money back after they couldnt offer me what i asked for, they are the absolutley crap at what they do

stay well clear and shop around yourself, its all they do!

I asked for 5k over 5 years, they came back and offered me £100 over a year!!!

Original Poster

nono2522;7233330

DO NOT I REPEAT DO NOT deal with this companyi had to fight to get my … DO NOT I REPEAT DO NOT deal with this companyi had to fight to get my money back after they couldnt offer me what i asked for, they are the absolutley crap at what they do stay well clear and shop around yourself, its all they do!I asked for 5k over 5 years, they came back and offered me £100 over a year!!!


I think this sums it up then. Thanks

Hope this helps warn others. Glad I hung up :-D

Banned

Babbabooey;7233215

Let me get this straight - you didn't apply for a loan, and yet you … Let me get this straight - you didn't apply for a loan, and yet you received a text saying that some random company have received your loan application. You then call this random company and apply for a loan anyway, giving them god knows what personal details in the process. Then they want some money upfront before they send you the actual loan. You don't see anything out of the ordinary with any of this??



+1

Just the type of "customer" they love - a mug

OP - you do realize you now have a £6k loan on your credit record?

Babbabooey;7233215

Let me get this straight - you didn't apply for a loan, and yet you … Let me get this straight - you didn't apply for a loan, and yet you received a text saying that some random company have received your loan application. You then call this random company and apply for a loan anyway, giving them god knows what personal details in the process. Then they want some money upfront before they send you the actual loan. You don't see anything out of the ordinary with any of this??



loool only got to ur post Babbabooey and thought the same - un be lievable ..........OP were u drinking or something when u got this text as that has got to be one of the daftest things av read in ages

I got a text the other day saying "we believe you are entitled to £2330 (odd) compensation due to your accident"

lol

Original Poster

dimebars;7235298

+1Just the type of "customer" they love - a mugOP - you do realize you … +1Just the type of "customer" they love - a mugOP - you do realize you now have a £6k loan on your credit record?


But I did not sign for anything? To be honest I think the guy was just trying to get my money because a few times he said 'I understand but I cannot go ahead with any loan 'search' before the £69 fees are paid'.. but then he also said 'You have been accepted for the loan, please pay £69 ...blah blah'.. :whistling:

bossyboots;7235412

loool only got to ur post Babbabooey and thought the same - un be … loool only got to ur post Babbabooey and thought the same - un be lievable ..........OP were u drinking or something when u got this text as that has got to be one of the daftest things av read in ages


I heard of YesloansUK before and knew they were a broker, however not dealing with them previously, I was not aware of their scheme. Hence I dialled the number :-D very daft i know

sancho1983;7235543

I got a text the other day saying "we believe you are entitled to £2330 … I got a text the other day saying "we believe you are entitled to £2330 (odd) compensation due to your accident"lol


I say give them a call. It may be true

Banned

dimebars;7235298

+1Just the type of "customer" they love - a mugOP - you do realize you … +1Just the type of "customer" they love - a mugOP - you do realize you now have a £6k loan on your credit record?



Bumping this to highlight the stupidity again...................

If he has carried out a credit search and you have been approved you have the £6k on your credit file. It will sit there for a period of time whilst they realise that the forms were not signed and sent back and the money wasn't physically paid out.

In the mean time your credit-worthiness (if you had any) has taken a £6k bath

anyone applying for a loan with yes loans dont be fooled they say they will get you a loan but first /wait for it they want £69 off ya to get you a loan but no loans arrive its a scam and they are being investigated they should be shut down this email is from a client who has been conned by yes loans

hi i wana warn everyone about yess loans flm loans city loans and all the rest loan companys who ask u for a fee upfront of £50-£69, they have cleared my bank account completely. they have terms n conditions like after 30 daus if u decided not to take the loan offered to u then u may write to them for a refund of ur fee payed upfront. leadsvalley is the biggest fruad company who r liers, please stay well away
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