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    Looking for a first car

    I have got my practical test on the 29th of june and I would like a car. I either want a 1996 volkswagon polo or a 1996 renault Clio. both are £1300 to insure and this is cheap to other ones i have seen but i was wondering if anybody has had a better deal than that at age 17?

    32 Comments

    wowza £1300!!!!!!!!!

    I was on my dads car traders policy from 17 - 23. Had a Astra GTE, Peugeot 405 Mi16 and XR2i, and a great time all in all. I now have 2 kids and basically drive a small diesel bus that runs on veggie oil. How times change!

    You could do worse than one of these...

    http://bp3.blogger.com/_bkFIPLIOGL8/RvBIAD6VZdI/AAAAAAAADNE/aP0FD5rb2zk/s400/81fiesta.jpg

    Classic.

    Original Poster

    ye on direct line but u cannot pay it of monthly at 17 so i want the same price but pay off monthly

    Original Poster

    Foxy102;5263017

    I was on my dads car traders policy from 17 - 23. Had a Astra GTE, … I was on my dads car traders policy from 17 - 23. Had a Astra GTE, Peugeot 405 Mi16 and XR2i, and a great time all in all. I now have 2 kids and basically drive a small diesel bus that runs on veggie oil. How times change!You could do worse than one of these...Classic.



    How much did that cost u?

    £1,300? I'd walk instead Shop around and haggle with the insurers.

    The car or the insurance? The car (I didn't have one of those, I had a 1990 Escort Popluar Plus that I 'pimped' to look like a RS Turbo. That cost me £800. The insurance was around £200 (this was in 1997 however). I worked my nuts off in Tesco to afford that.

    [IMG]pictures.autotrader.co.uk/img…dia?id=912237373[/IMG]

    1.7 Diesel Lupo, £1199 on Autotrader looks good.

    3 DOOR HATCH BACK,1.7 SDI,DIESEL,IN METALIC GREEN,ONLY TWO OWNERS FROM NEW WITH FULL SERVICE HISTORY,LAST SERVICE COST OVER £500,COMES WITH ELECTRIC WINDOWS AND MIRRORS,COLOUR CODED BUMPERS AND MIRRORS,POWER ASSISTED STEARING,RADIO CASSTTE,FRONT AND REAR HEAD RESTS,RETURNING OVER 64+MPG, VERY CHEAP TO RUN TAX AND INSURE,VW ENGINE WILL RUN FOR EVER.STARTS ON THE BUTTON AND DRIVES 100%.IN VERY CLEAN CONDITION BOTH INSIDE AND OUT.PART EXCHANGE IS WELCOME ANYTHING CONSIDERED.CALL RICK ON 07912269538.THANKYOU FOR TAKING THE TIME TO LOOK AT MY ADVERT. £1,199 p/x welcome.

    Original Poster

    Foxy102;5263061

    The car or the insurance? The car (I didn't have one of those, I had a … The car or the insurance? The car (I didn't have one of those, I had a 1990 Escort Popluar Plus that I 'pimped' to look like a RS Turbo. That cost me £800. The insurance was around £200 (this was in 1997 however). I worked my nuts off in Tesco to afford that.



    that insurance is well cheap I could afford that now if it was still the same

    Go for the vw as they are built to last..

    Original Poster

    Foxy102;5263093

    [IMG]http://pictures.autotrader.co.uk/imgser-uk/servlet/media?id=912237373[/IMG]1.7 Diesel Lupo, £1199 on Autotrader looks good.3 DOOR HATCH BACK,1.7 SDI,DIESEL,IN METALIC GREEN,ONLY TWO OWNERS FROM NEW WITH FULL SERVICE HISTORY,LAST SERVICE COST OVER £500,COMES WITH ELECTRIC WINDOWS AND MIRRORS,COLOUR CODED BUMPERS AND MIRRORS,POWER ASSISTED STEARING,RADIO CASSTTE,FRONT AND REAR HEAD RESTS,RETURNING OVER 64+MPG, VERY CHEAP TO RUN TAX AND INSURE,VW ENGINE WILL RUN FOR EVER.STARTS ON THE BUTTON AND DRIVES 100%.IN VERY CLEAN CONDITION BOTH INSIDE AND OUT.PART EXCHANGE IS WELCOME ANYTHING CONSIDERED.CALL RICK ON 07912269538.THANKYOU FOR TAKING THE TIME TO LOOK AT MY ADVERT. £1,199 p/x welcome.



    I have'nt got that money lol i can just about stretch to 500

    woodall92;5263103

    that insurance is well cheap I could afford that now if it was still the … that insurance is well cheap I could afford that now if it was still the same



    The drawback...you have to have a family member who is a car trader...

    Original Poster

    ukmonkey;5263109

    Go for the vw as they are built to last..



    ye thats what im thinking, but the renaults seen to have less miles for the same price

    woodall92;5263122

    I have'nt got that money lol i can just about stretch to 500



    We live in a stupid world where you have to spend nearly 3 times the cars value just to get insured. What's the penalty these days for driving uninsured. It used to be a £150 fine....sounds much more cost effective to me!

    wtf £1300???

    Thats amazingly good. Every car I tried to insure came up over £3000.

    Banned

    mate, try and get a damaged repaired car, as you get a more better car for such little money.
    And nobody will know.
    I did it, and it was a top first car.

    Original Poster

    deathtrap3000;5263165

    wtf £1300???Thats amazingly good. Every car I tried to insure came up … wtf £1300???Thats amazingly good. Every car I tried to insure came up over £3000.



    try direct line on a 1.0 thats about 10 years old but not saxos

    Original Poster

    hippoface;5263168

    mate, try and get a damaged repaired car, as you get a more better car … mate, try and get a damaged repaired car, as you get a more better car for such little money.And nobody will know.I did it, and it was a top first car.



    what kind of damage? theres loads of cat d write offs cheap n ebay

    Banned

    woodall92;5263195

    what kind of damage? theres loads of cat d write offs cheap n ebay



    a cat d thats been repaired, cheap as chips.

    U bought your car yet? I have an S reg Clio, what year is that? ( I cant remember off the top of my head )

    Original Poster

    munnski;5263219

    U bought your car yet? I have an S reg Clio, what year is that? ( I … U bought your car yet? I have an S reg Clio, what year is that? ( I cant remember off the top of my head )



    No not bought a car yet. Its 1998. how much would u sell it for?

    have you tried hara hill wason for a quote,they specialise in young drivers and are usually the best

    why dont you do your pass plus first, then it knocks off loads of money on insurance. i saved 50% on mine (fully comp, first year of insuring... at 17 years old) .

    Original Poster

    ettam123;5263312

    have you tried hara hill wason for a quote,they specialise in young … have you tried hara hill wason for a quote,they specialise in young drivers and are usually the best



    not heard of them ill try them now

    Original Poster

    corriessvk;5263323

    why dont you do your pass plus first, then it knocks off loads of money … why dont you do your pass plus first, then it knocks off loads of money on insurance. i saved 50% on mine.



    yeah im planning on doing that. I didnt realise it took ur insurance down that much!

    woodall92;5263341

    yeah im planning on doing that. I didnt realise it took ur insurance down … yeah im planning on doing that. I didnt realise it took ur insurance down that much!



    yeh i was quoted £1600 fully comp on a old L reg fiesta. But i waited 2 weeks and did my pass plus first then got it and it was just under £800 for fully comp. This was nearly 6 years ago now tho.

    where u located?>

    Original Poster

    munnski;5263395

    where u located?>



    derby

    In away up in bonny Scotland, so unless your willing to travel......

    woodall92;5263341

    yeah im planning on doing that. I didnt realise it took ur insurance down … yeah im planning on doing that. I didnt realise it took ur insurance down that much!



    not always so don't get your hopes up ;-) they may just knock off £100

    as to paying in instalments, you won't get a credit agreement until you're 18

    whatever you decide, make sure you're a named driver and earn no claim discount.

    Original Poster

    didnt think u could get ncb as a named driver

    woodall92;5264085

    didnt think u could get ncb as a named driver


    you can as a "named driver" with direct line, but what I meant to say was basically... get a policy in your name, you'll regret it in a few years if you dont. :thumbsup:
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