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    Looking for advice on getting a good credit score

    I'm a final year student at university and want to get a jump start on my credit rating for when I go looking for a mortgage and was wondering if you guys had any advice on it. Credit card companies, things I can do to get a good rating, that kinda thing.

    I plan on getting a credit card and using it for all my purchases then paying off the amount on it straight away with my debit card.

    5 Comments

    Banned

    a good rating is obtained over time

    Original Poster

    Just by owning and using a credit card without gaining a lot of interest on it or is there other things too?

    Original Poster

    Thanks, I'll check that out now.

    You might like to try the money advice service too.
    Did you have an overdraft as a student? If so, then handling that properly will be the beginning of your credit rating.
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