lost phone

i have lost my phone today on a bus, i have phoned up the bus company and they havent got it. i have insurance i pay about £8+ a month but cant find the insurance papers to check what they cover for. will have to find 2morw

if i say i left it on the bus will they cover me as i cant remember if i placed it on the seat or it dropped from my pocket. last thing i want to do is phone them and find out im not covered

Anyone got any insite into this, what they cover you for/circumstances?

13 Comments

come back when you find out the exact phone coverage. its too hard to speculate.

However, you need to find it quickly, then lodge a report with the police who will give you an incident number. The insurance company will ask for this

My phone insurance cover for theft but not for leaving unattended in a public place.

If you are unsure and tell the police it was in your pocket one minute and gone the next the insurance company class it as theft.

Original Poster

the2ocan;8756607

My phone insurance cover for theft but not for leaving unattended in a … My phone insurance cover for theft but not for leaving unattended in a public place.


hmm, doesnt sound good then

simplex;8756624

hmm, doesnt sound good then



no, but what the poster is saying is, you will probably be covered for theft.

go to the police and say you had the phone, walking in the shopping centre etc, and like he said, just say the phone was there one minute, next minute it was gone.

will be classed as theft, and insurance company will put a block on the phone wherever it is so you arent losing any money.

I'd give the bus company another call tomorrow morning just to make sure that havn't got it

how do you know it hasnt been stolen?

if i couldnt find it, i'd assume it had been stolen. especially if you've checked with the bus company.

tell them you definitely had it when you went on the bus, you did, but you realised it was gone later! must have been stolen...

simplex;8756663

ok, i see what u saying, pick pocket, cheers



If you are unsure how you lost it, then saying it was in your pocket one minute gone the next is the truth :whistling:

Ring it.

Original Poster

thanks to all

the2ocan;8756708

If you are unsure how you lost it, then saying it was in your pocket one … If you are unsure how you lost it, then saying it was in your pocket one minute gone the next is the truth :whistling:




As above, dont say u might have left it on the seat, best bet is it was in ur pocket, then missing, may have fallen from ur pocket - this way they cant decline for lack of care or left unattended

check if your house insurance covers ....I lost my iphone last year somewhere whilst out and about and they paid out without any probs

Don't say you lost it on the bus alot of insurance dont cover because it was on public transport past experience

vikkiwathall;8756976

As above, dont say u might have left it on the seat, best bet is it was … As above, dont say u might have left it on the seat, best bet is it was in ur pocket, then missing, may have fallen from ur pocket - this way they cant decline for lack of care or left unattended


Sounds like good approach
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