Mobile Phone Insurance

    My phone is through CarPhone Warehouse on an O2 contract, upgraded my Nokia N80 to an N95. They've just offered me CPW insurance for the N95 at £2.92 per week (as its a high band phone). You can see the policy on CPW webpage, Lifeline insurance.
    The selling point made to me by the salesman is that on my 18 month contract I can cancel after 6 months and a day and the insurance will pay the remaining 12 months contract (£29.50 excess). That sounds quite tempting but I'm a bit hesitant, anyone any experience of doing this? Anyone got any similar or better deals?


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