Mortgage payments protection?

18 replies
Found 20th Mar 2007
Anybody any ideas on good prices/cashback? The Halifax, with the mortgage, charge ridiculous sums!

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Try taking a looksie here - there forum is down at the mo.

MSE recommends bestinsurance.co.uk for mortgage payment protection insurance.

Original Poster

I'll try those guys, thanks

Any other ideas?

Not sure whether it will help, but I've got mine through direct line. Been with them for years and they're as good as gold.

Worth a look IMO, as much as any of the others anyway.

Better off with income protection greenfield!!!
Go to an IFA near you, I know cos I am one.

Original Poster

What about life and critical illness cover?

depends what you want to spend.Pru are by far best but expensive.

Original Poster

What does 'best' mean in this field? Direct Line are MILES better than my mortgage provider!

Pru give a far more comprehensive cover when it comes to critical illnesses, i.e a lot of providers would only pay out on blindness if both eyes were affected etc where you would be covered by pru.How much you lookin to spend how old are you and do you smoke?these are all factors!!!

Original Poster

28 and 31, non-smokers, and as little as possible but with good cover!

directline is great and cheap get an online quote plus at the moment they are giving away a one night short stay at a hotel with every policy

Original Poster

hana21, where did you get that info? I've just started a policy on the phone today (I had to, due to some of my answers), meaning I missed out on £85 Quidco and no mention of a hotel

i didnt use quidco im so stupid !!!!!!!!!
i will just find it online

can i do it again through quidco and cancel the other one !!

greenfeld pm me and i will tell ya if you have a good deal. You will have a cooling of period if required.

Original Poster

Thanks, hana21, they said they'll send the details with my policy


You could try the post office, doesn't seem like a bad prices when I looked previously.


Original Poster

How do you do a MPPI for 2 people? It seems to work only in one person's name on most quotes!?
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