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    Motorkbike Insurance

    I've recently passed my A2 license (restricted to 125cc)
    I wanted to get a Yamaha YZF 125
    Insurance quotes are like £800+?
    Friends of mine have paid about £400?

    Tips and Help?
    Cheers

    22 Comments

    Maybe ask who your friends took out insurance with?

    If you want to feel better, get a quote for car insurance.

    sickly sweet

    Maybe ask who your friends took out insurance with?



    Wouldn't that be too easy?

    try wickedquotes

    Original Poster

    Third party £450? Been quoted. Sensible? The bikes £1900 which isn't much really. I know car quotes are a bomb! But most people have said they've always gone 3rd party

    Insurance quotes have very little to do with vehicle value.Paying out £10,000 for a written off car is nothing for an insurance company ,the problems come when they have to pay out hundreds of thousands for people who have been maimed, Thats why insurance is expensive for newer drivers / riders.

    haider786

    Third party £450? Been quoted. Sensible? The bikes £1900 which isn't much … Third party £450? Been quoted. Sensible? The bikes £1900 which isn't much really. I know car quotes are a bomb! But most people have said they've always gone 3rd party

    Original Poster

    So would it be appropriate to go with Third party? and my friend said that he has his dad as first driver? but dad hasn't got a license or CBT? so I asked my friend and he goes yeah if your saying that dad will get CBT next week or something? If thats like illegal or bogus then sod that?

    Banned

    its called fronting its illegal. How old are you? I've got a quote 3rd party for £88 bike cg125 worth £280. i'm 27 got 8yrs car no claims

    Banned

    it helps if you own a house are married have a job are older and do less miles and have the bike in your garden or shed locked away.

    That seems ridiculously expensive... I'm 19, 1 years NCB (2 now) and insurance was £100 for my CG125. Cheappp!

    Original Poster

    I'm 19 recently had my A2 for like 3weeks
    Had a driving license for 2years
    I don't have any NCB and yeah

    Try Devitt, they are specialists

    Banned

    grimm6

    Try Devitt, they are specialists



    Couldn't remember their name but this is who I use

    Banned

    If you have done your A2 you are not restricted to 125cc but you restricted to 33bhp. You can have any bike at any cc but you'll need to put a restriction kit to make it 33bhp.

    Try Rampdale mate,I have my 1st insurance with them for a 125 costs £252 or very close to that price.

    Original Poster

    Possible to ride a r6 LOL then? If im restricted? Will it actually run well?

    kcnw9

    If you have done your A2 you are not restricted to 125cc but you … If you have done your A2 you are not restricted to 125cc but you restricted to 33bhp. You can have any bike at any cc but you'll need to put a restriction kit to make it 33bhp.



    Banned

    Yeh I have a restricted r6 lol.. It's not as fast as normal(ovbiously) but still quite nippy on acceleration and top speed is meant to be about 90..

    You could always get a 400cc.. They are kind of in the middle of big bikes and 125s.. or a 250 even.. they are usually under 33bhp as standard.

    Original Poster

    What 250 bikes that look like super bikes? and how much do you pay for insurance? etc?

    kcnw9

    Yeh I have a restricted r6 lol.. It's not as fast as normal(ovbiously) … Yeh I have a restricted r6 lol.. It's not as fast as normal(ovbiously) but still quite nippy on acceleration and top speed is meant to be about 90..You could always get a 400cc.. They are kind of in the middle of big bikes and 125s.. or a 250 even.. they are usually under 33bhp as standard.

    Banned

    I pay 1k a year but i have 3 points and an accident too.. Look up kawasaki ninja 250..

    There's different ways of restricting bikes, some which work better than others depending on how popular the bike is for restricting. I've never had a restricted license so I don't know all the various options but from reading the Suzuki forums the likes of the SV650 is a good bike for restricting as it still rides well with the restrictor in place.

    John

    Banned

    Any bike I've tried thats been restricted has been okay in riding.

    The sv650 is good restricted because it is a decent acceleration/torque bike whereas my r6 is quite poor in accel but over 10k rpm and it starts to get mad however, the restriction kit makes my bike stop at about 8k rpm so doesn't get to there.

    An sv650 is a great all round bike to get as a first bike IMO.. Can get them cheap and they are more forgiving than sports bikes.
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