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    need some help with ppg payment plz

    hi, i need some info on pay pal gift payment plz. recently i had to pay and pay pal charged me some fees. is there a way to avoid the fees for both seller and buyer? thanks

    12 Comments

    If you have money in your PayPal account you can make a payment by "gift" - no charge for either party.

    The funds must be in your account to start with & there is no purchase protection as it's a "gift" payment.
    Edited by: "BeeKeeper" 6th Feb 2011

    Original Poster

    BeeKeeper

    If you have money in your PayPal account you can make a payment by "gift" … If you have money in your PayPal account you can make a payment by "gift" - no charge for either party.



    i used my pay pal but there was no money and was taking from my bank account through pay pal but got charged (was paying gift). so does it have to be some money in pay pal itself? thanks

    evute82

    i used my pay pal but there was no money and was taking from my bank … i used my pay pal but there was no money and was taking from my bank account through pay pal but got charged (was paying gift). so does it have to be some money in pay pal itself? thanks



    Yes - you must have the money in your PayPal account.

    I use PPG on loads of things and never get and buyer fees to pay. I usually dont have funds in paypal either so Paypal just take a DD from my bank.

    Never had PPG fees when buying or selling. But i have heard of others getting them.

    You need to have a bank account linked to your paypal account,

    Original Poster

    tonyg1962

    You need to have a bank account linked to your paypal account,



    i have, the money goes from bank account but still got 0.51£ fee to pay... no idea why as it was pp gift payment.. will have to check with pay pal then

    I've never used PPG cause I'm afraid of fees. My Paypal is linked to my credit card. Would it be the charges apply when its linked to your credit card (like mine is) rather than a bank account because if you have no funds available in your paypal account (Like I never have cause I buy lots more than I sell!) then it takes from credit card hence I'm getting credit until my next bill whereas if its linked to your bank account its an instant payment so as long as your bank account has funds (and not using overdraft facility) you haven't had a ny credit

    Paypal gift cahrges a fee when paying by debit or credit card but is free when transfering money from your bank or paypal funds.

    Original Poster

    tonyg1962

    Paypal gift cahrges a fee when paying by debit or credit card but is free … Paypal gift cahrges a fee when paying by debit or credit card but is free when transfering money from your bank or paypal funds.



    so the best way to avoid fees is to transfer some money from debit/credit card into pay pal account before making a payment (pay pal gift payment for example) ? am i right this time? sooo confusing oO thanks guys for the help

    you should also not be charged fees if you have a bank account (not a debit card) linked to your paypal account,

    evute82

    so the best way to avoid fees is to transfer some money from debit/credit … so the best way to avoid fees is to transfer some money from debit/credit card into pay pal account before making a payment (pay pal gift payment for example) ? am i right this time? sooo confusing oO thanks guys for the help

    depends how you transfer the money i think, theres a few options

    It's not always cut and dry, even if you pay via PayPal Gift using direct bank transfer as your method of paying, you can still be charged. Sometimes I have to split up the payments into £25 installments to avoid the fees.

    Josh
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