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New driver car insurance for 17 year old

66
Found 10th Dec 2013
I am trying to obtain a reasonable price for car insurance for my daughter aged 17. She has a full u.k licence and wants a Ford Ka or similar.

Can anyone recommend any companies?
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66 Comments
Original Poster
Forgot to say the cheapest quote so far is £1700
co op young drivers - everywhere quoted me 3k + (I'm around her age)

Now im paying 1.1k
HowToFly

co op young drivers - everywhere quoted me 3k + (I'm around her age) Now … co op young drivers - everywhere quoted me 3k + (I'm around her age) Now im paying 1.1k



I drive a 1.4 L car
Adrian Flux are good for young drivers
just go on the main companies ie. confused, money supermarket, go compare... direct line etc will be too extortionate!!!
you are going to have to put her on your policy if it's going to be even halfway decent! if not multi car insurance.
quinn-direct.co.uk

Can sometimes come up with a good quote.
It's very hit and miss with young drivers.
ALWAYS remember to add an older, experienced person as a named driver as it brings the cost down massively.

Good Luck
Original Poster
Tried all the comparison site and multi policies were £2500 just for her. Adrian Flux are the quota I have had for £1700. Howtofly who did you get for 1.1 and what car?
Original Poster
Coop young drivers have just quoted £4500
Are you getting quotes with your daughter as the only driver?
Aimone

just go on the main companies ie. confused, money supermarket, go … just go on the main companies ie. confused, money supermarket, go compare... direct line etc will be too extortionate!!!you are going to have to put her on your policy if it's going to be even halfway decent! if not multi car insurance.


actually direct line were the cheapest insurance for my first year driving. Getting fully comp instead of 3rd party made it cheaper. Also try playing around with the mileage if you can.
£1700.... you won't get much cheaper!
Have you looked into getting one of those boxes fitted that measures your driving style etc companies use then to bring the policy down. Also as stated above have you added an older drive to the quotes. I was with bell for my first insurance
Original Poster
Thanks just tried Quinn £4500!!! Just dont know how new drivers afford insurance it's madness
green insurance for my 17 year old son 1400 for a corsa
Original Poster
These quotes are with the black box fitted. Thanks all. I feel so sorry for young drivers. I appreciate they are a high risk category but £1700 for a £1000 car is taking the mick
I seem to remember AA was decent when I first started out - they also give good no claims discounts every year that she doesn't have an accident - you may want to keep reinforcing this point to her! it's easy for young drivers to get impatient sometimes, I did. but then i was driving in london, not a fun place to have a car.
Original Poster
I'm trying Green next then thanks :-)
Problem is, they're not insuring your daughter to replace her car, it's to repair the Bentley she might hit by accident. It's a shame they can't interview young drivers and offer insurance on a case by case basis depending how daft or responsible they are. £1700 is an excellent quote if I'm honest. I passed my test at 21, 7 years ago now, and had a 1.6 Astra LS which cost me £1600 to insure with my mum as a named driver.
I know this is going to take a long time but can potentially save you hundreds.

Hope this helps money.co.uk/car…htm

Good Luck
Do you have car insurance? Some companies give a discount if another householder also takes out a policy.

I remember when I passed my test in 1995 at age 17. I was lucky enough to have a brand new car,N reg Suzuki Vitara and insurance was a fortune. Just as well I was working full time.
Now at a decrepit age of 35 I'm lucky my insurance is down to £230.

Hope you find one suitable and your daughter enjoys driving around,its a great feeling passing your test and getting out and about
Original Poster
:-( Green company want £7,500
Iv'e told my 15 year old not to learn to drive til he's at least 21 when premiums start to look more reasonable. You don't need a car til after Uni anyway (no idea if he's that clever but I can always hope X)).
definitely the Co-op Young Drivers can't beat it. You get a device fitted free in the car which monitors how good or bad you drive. If you drive well then your premium can reduce during the year. Well worth a look, I did this policy for my daughter and they gave excellent customer service when I needed to ask questions.
Original Poster
It looks like £1700 is the only option. To be honest at that price I could pay for her to go everywhere in a taxi and I'd probably still be better off.
Admiral we're quite competitive when we got insurance for my daughter.
Original Poster
Wise adviceas it is purely her age and not the fact she has just passed her test. they think all 17 years old are idiots
I didn't get my car/insurance till just after I turned 21, even now that im 21, with full driving license and pass + it was still cheaper for me to get my insurance with out a black box, then with a black box and certain driving times I.E after 12 o'clock at night, which i couldn't do with.

My advice is either to wait till you're a bit older like I did, or pay the price. And don't get fooled with the 17-21 insurance companies for young drivers. I checked most of them out like cube etc, and they're not as cheap as a regular company..

Also make sure you check out Martin Lewis, links below
moneysavingexpert.com/car…ers
Edited by: "oliverkennedy10" 10th Dec 2013
We put both myself and my wife as additional drivers and it seemed to bring the price down.
Original Poster
I tried Admiral on the multi car policy tbh they have saved myself and my hubby £500 as I'm going to move to them. So I'm looking that we do have an extra £500 to put towards my daughters insurance.
Ka's are a 1.3L so I found the insurence is usually more. Need a 1L for her first car ideally
happyshopper22351

These quotes are with the black box fitted. Thanks all. I feel so sorry … These quotes are with the black box fitted. Thanks all. I feel so sorry for young drivers. I appreciate they are a high risk category but £1700 for a £1000 car is taking the mick


No it's not, it's more to do with the risk of damaging other people's cars.
I passed 3 years ago just before I turned 18 and insurance prices are a pisstake; it was about 3k for me as a named driver on a 1.4 car.
I still have to pay 1.5k + for car insurance on a slow 1.4 and that was the cheapest I could find.
Edited by: "-xn" 10th Dec 2013
Cant you add her as a named driver on one of your policies? Probably cheapest option at her age. Some insurers even let named drivers build up no claims discount.
Looked into this recently for my son who is 19 and was told for Admiral if I added him as a named driver he became the main driver due to his age.
It's not just young drivers getting these sort of quotes. I passed my test last year at the grand old age of 31 and the cheapest quote I could get was £1900! This year it fell to £1100. Bonkers!
happyshopper22351

Forgot to say the cheapest quote so far is £1700


£1700 as 17 is cheap

at 18 the cheapest will be around 1500
and 19 is around 1200

the date the car was purchased effects the price

im 19, 0yrs ncb
it was £1100 to insure a ka 1.3i
but instead i insured my mothers 1.5dci for £750 due to her purchasing it back in 2009

parking on the road made it cheaper than the drive/garage
Sometimes adding others onto the insurance can bring the price down I was told. I supose the more drivers insured the less the main driver will actually be driving. Compare sites where bes for me. And also having one of them devices that.monitor speed etc can bring price down.
jordni

£1700 as 17 is cheapat 18 the cheapest will be around 1500and 19 is … £1700 as 17 is cheapat 18 the cheapest will be around 1500and 19 is around 1200the date the car was purchased effects the priceim 19, 0yrs ncbit was £1100 to insure a ka 1.3ibut instead i insured my mothers 1.5dci for £750 due to her purchasing it back in 2009parking on the road made it cheaper than the drive/garage




£1100 to insure a ka 1.3i at 19 years old with 0ncb.

Would this have been in your own name, with no other named driver...because if so, this sounds like an absolute steal!
the dandy p

£1100 to insure a ka 1.3i at 19 years old with 0ncb.Would this have been … £1100 to insure a ka 1.3i at 19 years old with 0ncb.Would this have been in your own name, with no other named driver...because if so, this sounds like an absolute steal!



mom(51) and dad(51) and brother(23) all with over 5yrs ncb as named drivers
£1700 is fairly cheap for a 17 year old. Mine was £2500 for the first 2 years.
Try premium choice, they specialise in young drivers. I got a good quote from them last year. Also I see people saying put her as a named driver. This isn't a good idea. If it is her that is mainly going to drive the car and she's only a named driver it is classed as fraud, it's called fronting.
Try a couple of other insurers if none are cheaper I think you should jump at the £1700
go onto the martin lewis website according to him adding 2 older drivers with clean licenses can bring it down a lot other than he usually has some good tips one company wanted £5000 just to add my son on my insurance to learn to drive good luck
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