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One Call Insurance - cancellation charges, is this right?

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Posted 6th Jul 2013
Changed ensurer via Compare the Market last month to insure my old banger of a 106 that I use as an occasional run around. Anyway the head gasket finally went on Thursday so am going to scrap it. Rang One Call to cancel the policy and they want to take £47 for cancelling the policy... the entire cost of the years insurance was only £120! Seems a bit steep to me, is this standard boilerplate for the crafty sods? Its been insured for less than a month, so in effect Im paying 5 months price for one months insurance.

Anyone in the industry know if this is usual practice? Should I make a complaint to them?
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