Online banking - who here is a customer? If not, why?

34 replies
Found 18th Feb 2010
Its a question for a coursework. Who here banks online and why?

For those who don't, any particular reason?

Thanks for your replies.

1 hour data collection; I count:

I DO = 17
I DONT = 3

thanks everyone

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34 Comments

I do...easier to do, saves getting paper statements every month/quarter. Quicker to find out balance/recent transactions.

Banned

Environmentally friendly

Quick

Easy

Accurate

I do, saves traipsing to the bank, saves on paper statements, easy, quick and free

me...cos it means I can keep track of transactions/amounts without calling at the bank every 2 minutes and its sooooo much easier to send money to people that way


(this aint gonna turn into a 'list of peoples computers I need to hack and put viruses on' is it :?)

DLM;7880256

Environmentally friendlyQuickEasyAccurate



+1

Means you can tear up your banking related post without worry (or having to read it) :thumbsup:

bitseylango;7880265

I do, saves traipsing to the bank, saves on paper statements, easy, quick … I do, saves traipsing to the bank, saves on paper statements, easy, quick and free



This ^

I do, so convenient, instant & no more paper statements

I started to bank online mainly because my local branch was shut down. I also work full time so it's more convenient as far as opening closing hours etc. It's also a bonus to check my full statement whenever i wish.

SuperEd

i do.quick,easy and erm saves paper....

Easier , quicker, Bank transfers , can easily see balance.

me too
easy to keep track of your money

Original Poster

lil_tiger;7880266

(this aint gonna turn into a 'list of peoples computers I need to hack … (this aint gonna turn into a 'list of peoples computers I need to hack and put viruses on' is it :?)


nope just need to make a tally of people who do and don't etc.
Besides I wouldn't know how :?

i bank online cos its quick and easy and i dont get paper statements cos i just chuck them in the bin. i can check my account when i shop online and i can always monitor what goes in and out anytime of the day without having to go to the high street

I bank online, it's much easier & you don't have to wait for your statement to arrive before you can check all your outgoings etc

I do. I trust no one and like to check my account every day

MY Acc number: 59255950
Sort Code: 60-30-22

This thread could last a long time!!

I bank online too !

All the same reasons as above,convenience etc

I do, It is more convienient.
Before online banking i used to phone my armchair banking every single morning to check the balance-i had a cable tv company take some money from my account once (who dont and have never even supplied me with anything) -and because it was 3/4 days later before i noticed i had a hell of a job trying to get my money back-and because there were insufficient funds i also got bank charges-which i never did get back!!! My bank said if i had claimed it back before midday the day it was taken they could have stopped it straight away & i wouldnt have had the hassle! So i check every morning now- My bank also decided to take £200 of my money on xmas eve as well-mistake on their part they said-i'll bet it was!!!

bazzaric;7880359

I do. I trust no one and like to check my account every dayMY Acc number: … I do. I trust no one and like to check my account every dayMY Acc number: 59255950Sort Code: 60-30-22



Didn't know you banked with National Westminster Bank Bazz. :whistling:

Banned

Only difficulty is paying in cheques. Getting cash is easy enough with ATMs.

Been with Firest Direct for about 15 years. Cant recommend them highly enough.

bazzaric;7880359

I do. I trust no one and like to check my account every dayMY Acc number: … I do. I trust no one and like to check my account every dayMY Acc number: 59255950Sort Code: 60-30-22



NI would REALLY help :thumbsup:

dontdothatagain;7880471

Didn't know you banked with National Westminster Bank Bazz. :whistling:



Yeah, Aberdeen Union Street branch... want to send me some money :-D

Original Poster

deb8z;7880414

This thread could last a long time!!



Hmm means I get a bigger tally I suppose but everyones favouring online banking so far...

bazzaric;7880492

Yeah, Aberdeen Union Street branch... want to send me some money :-D



Nope. Cos its not your Acc No. its a Mr J Barry who lives on 67 North Grampian Circle, Aberdeen. :thumbsup:

Cant think why anyone would go into a branch now, do everything online.

Banned

I dont.

Why?

- Online is not secure enough according to me.

Banned

keystrokes;7880578

Cant think why anyone would go into a branch now, do everything online.



To pay in cash or cheque.

To complain.

Speak to a financial advisor.

Some people like to do things face to face.

There are still a lot of non-technical people out there.

I don't, no real need to. I can check my account at machines, and if I need to go into a bank its to pay money in (or take out over my daily limit) which I can't do online anyway.

I do. Mainly for reasons stated by others, quicker, easier etc. The other importnat thing for me though is that living in the sticks all our local branches of banks shut at 4pm and don't open Saturdays so since I work fulltime I could never get to see anybody in person.

keystrokes;7880578

Cant think why anyone would go into a branch now, do everything online.



http://www.dreamstime.com/armed-robbery-thumb1759064.jpg

DLM;7880645

To pay in cash or cheque.To complain.Speak to a financial advisor.Some … To pay in cash or cheque.To complain.Speak to a financial advisor.Some people like to do things face to face.There are still a lot of non-technical people out there.



This is true but you are unlikely to fund that many people who are so non-technical that they can't work online banking on an internet forum so perhaps the OP needs to widen his reserach a little.

Original Poster

stewby;7880744

This is true but you are unlikely to fund that many people who are so … This is true but you are unlikely to fund that many people who are so non-technical that they can't work online banking on an internet forum so perhaps the OP needs to widen his reserach a little.


I took this into account and you're right, this question is only aimed at Internet users such as ourselves; didn't want to ask a complicated question

I dont and wont bank online. I am concerned about security. Not just with the banks but with my pc.

Original Poster

leecroot;7880821

I dont and wont bank online. I am concerned about security. Not just with … I dont and wont bank online. I am concerned about security. Not just with the banks but with my pc.


thanks for your input

Original Poster

1 hour data collection; I count:

I DO = 17
I DONT = 3

thanks everyone
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