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Paid using PayPal - Money not took out of Bank?

13 replies
Found 23rd Aug 2010
Basically paid megaupload about £16 and sent a PPG for £5 , normally this would deduct in my bank balance straight away but it hasn't affected my balance in any way ? This is the first time this has happened, anyone know what this means? I didn't have any funds in PayPal so I know it wasn't that.

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I never have money in my paypal account - its linked to my bank and it takes about 3 working days to come out of your bank - but other person gets money instantly

Original Poster

tinkerbell28

It's because by funding from your bank they have to collect it by DD, … It's because by funding from your bank they have to collect it by DD, which is not instant hence why gift payments can and do bounce sometimes.



Thanks, what I mean though, is normally it does take 3 working days but it comes off of my "Available Balance" in my bank ?
bossyboots

I never have money in my paypal account - its linked to my bank and it … I never have money in my paypal account - its linked to my bank and it takes about 3 working days to come out of your bank - but other person gets money instantly



Yeah as above it isn't even coming out of my "Available Balance" ?

Original Poster

tinkerbell28

It won't as you have paid using dd, it won't come off instantly unless … It won't as you have paid using dd, it won't come off instantly unless you paid by debit card. If you pay by via bank transfer to get no fees it will come off your balance when the dd is requested and paid.



Really confused now lol, appreciate you're help but so if you could answer this for me, does this mean that previously I haven't paid using DD ? Because I am confused as too why this has happened this time round and not any of the others lol.

Original Poster

tinkerbell28

Previously you must have paid by debit card, were the money is pre … Previously you must have paid by debit card, were the money is pre authorised and ring fenced as with any debit card transaction which comes off your available balance.If you pay by bank transfer the money is collected by DD, so won't come of instantly.



I am almost sure I paid with debit card, sorry if I got you mixed up, is there a way I can check this like by logging into PayPal ?

Original Poster

Done that and it says instant bank transfer under both ... duno guess I will need to go see the bank at one point.

Original Poster

tinkerbell28

So it's gone by DD.



Right I think I just clicked on what you said about 3 posts up lol, my bad Monday night blues ? Anyway thanks ever so much for you're help, if I knew how to leave rep on this new site that isn't quite new anymore I would.

The same thing JUST happened to me. I bought 7 items last Thursday, it's now Monday and my items have been sent but NO MONEY has been taken out of my bank account. It usually happens straight away. I paid via PayPal - debit/credit card. If you have an update, pls tell me...

Thanks in advance >

I paid for 2 items using paypal - i have no money in my paypal account nor my bank account (which i didnt realise)
They have gone through successfully though - what will happen now? Thanks

zowbow

I paid for 2 items using paypal - i have no money in my paypal account … I paid for 2 items using paypal - i have no money in my paypal account nor my bank account (which i didnt realise) They have gone through successfully though - what will happen now? Thanks



Chances are, you'll go overdrawn in your account and the bank will charge you for it. If I was you, I'd get the money paid into your bank as soon as possible to avoid the charges.
Edited by: "Biddy2" 11th Jun 2014

Yup - What Biddilybah said....

P.S - Zowbow - epic thread bump!!

oO


@zowbow

You were able to purchase this way with no funds? I am intrigued what did you buy? and where from? Site?

I have bought a few things on eBay etc the same way via PayPal/ debit card and my balance (funds available) have not changed a bit either Maybe this happened before and I just didn't notice but now I'm concerned, I wanted to see how much money I've got left but I can't because the balance won't change >.,<' I don't like the fact I don't know how much money I've got

Hi there I just made a payment via paypall and I think my money has come out of my bank within the hour. Just wanted to no if this was normal?

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