Payment break early into repayments

    Hi i got a loan and started making payments in dec but realy could do with a month of from paying,ive heard you have to of made 6 monthly payments to have a break but i was wondering if anyone has managed to do this earlier.

    ps:im with lloyds



    i,m with lloyds also and its 6 month

    Original Poster

    wonder if they would budge on it

    i didnt know this was possible unless you have a condition in the contract agreed? Do you have a copy of the TandC's you signed? If not, phone them and ask, I'm sure it is in any banks best interests to be understanding in the current climate so long as they will get their money soon x x


    i beleive there has been some changes regarding debts and banks recently.....there is def more lea way than there used to be

    as tinkerbells says tho best off speaking to your bank manager

    different banks do different things. we had aloan a few years back and wasnt allowed any payment breaks.. i hope you manage to get it sorted.
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