Payment shield yes or no?
Going through our finances and trying to justify all our cover. We currently have a payment shield policy for unemployment cover it pays the mortgage plus £150 towards bills based on a 60/40 split. It's an expensive policy at £45/pm is it worth keeping? I know my sil found her payment shield policy the only to pay out whilst she was off being treated for breast cancer so I've been dubious to cancel this policy yet I don't want to pay than I need to.