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    Paypal query again

    Hey ive recently been paid by friends £68 via paypal now i want to use that to pay for something i owe on here -- now my question is if i pay via paypal will the money be taken out of my paypal balance or my bank account ?

    As i havent transfered it to my bank is still in my paypal atm

    Daniel

    6 Comments

    AIUI, if ur paypal is £68 in credit and you make a £68 paypal payment, it'll instantly become 0.00 and confirmed/processed when the recipient has accepted the payment...

    Original Poster

    schizoboy

    AIUI, if ur paypal is £68 in credit and you make a £68 paypal payment, i … AIUI, if ur paypal is £68 in credit and you make a £68 paypal payment, it'll instantly become 0.00 and confirmed/processed when the recipient has accepted the payment...


    Yeh but will they charge my debit card for the transaction or take it from my paypal credit?

    Banned

    dandoc2

    Yeh but will they charge my debit card for the transaction or take it … Yeh but will they charge my debit card for the transaction or take it from my paypal credit?



    I think thats already explained!!!!!

    Neither, I believe the default is, if it all can be taken from available credit they will use it.

    Charging a debit card/credit card = 1.5-2%+ charge from Visa/MC etc so why get charged?

    Also DD will = delay when you have the funds already.

    But if say you need to pay £68, but if you have £67 only available credit, £1 will come from the source fund chosen, Direct Debit usually default but you can choose a dc/cc and I suspect (someone confirm) good accounts (been with them for at least 6months, no problem transactions the £1 will be included in the xfered funds)

    We need a paypal expert really for all that.

    In the past I've had to wait days for funds to clear from my bank before funds cleared, 10days+ normally.

    But recently funds have xfered immediately and then funds would come out of my bank 3-4days later, something somewhere changed there.

    Original Poster

    schizoboy

    Neither, I believe the default is, if it all can be taken from available … Neither, I believe the default is, if it all can be taken from available credit they will use it.Charging a debit card/credit card = 1.5-2%+ charge from Visa/MC etc so why get charged?Also DD will = delay when you have the funds already.But if say you need to pay £68, but if you have £67 only available credit, £1 will come from the source fund chosen, Direct Debit usually default but you can choose a dc/cc and I suspect (someone confirm) good accounts (been with them for at least 6months, no problem transactions the £1 will be included in the xfered funds)We need a paypal expert really for all that.In the past I've had to wait days for funds to clear from my bank before funds cleared, 10days+ normally.But recently funds have xfered immediately and then funds would come out of my bank 3-4days later, something somewhere changed there.



    Im confused - so basically paypal credit comes first - i dont get charged for using a debit card on paypal

    So if the paypal money sent to me reads completed ive got the money on my paypal account and can pay with it

    AIUI:

    Paypal Credit goes 1st
    Prefered funding method on the payment 2nd (DD default, dc/cc option if you change it)

    If its all from credit, it should be instantanous

    As for bank clearing times etc, god knows, ebay forums place to go :P
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