Personal Loan for Property (garage)

Found 18th Sep 2017
A number of loan providers stipulate you cannot get a loan if it is for Property or Business use. Is a garage considered property, I guess it is.
Its been nearly 20 years since I had a loan, what proof (if any) do they ask for when getting a loan other than ticking an online box for car/home improvments. What would happen if one were to tell porkies?
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I think by property it would mean buying a house. A garage would be considered home improvement. I know a fair few who have had extensions built from loan money with no issues.
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