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Phone insurance for my 12-year-old son

21 replies
Found 1st Dec 2014
Just got my son a LG G3, he's 12. And there's a good chance he'll lose it.

Any advice on insurance that will cover him?

21 Comments

only insurance would be to get him a cheaper phone

tell him that if he loses it, he will need to buy his next one himself.
that will be good enough insurance for him to look after this one.

Should have just got him a cheap4o nokia at that age

oliverkennedy10

Should have just got him a cheap4o nokia at that age



when i was 12, i was more than capable of looking after my belongings.

A Moto G at most!

i had a piece of string and 2 bean cans with end when i was 12

deanos

i had a piece of string and 2 bean cans with end when i was 12



beat you on that. i had a whole electrics set so i could make this proper like. X)

Should have got him S3 mini CPW offer, that phone is prone to getting stolen or even robbed it's worth 300 pounds like. Silly

MrMan2011

Should have got him S3 mini CPW offer, that phone is prone to getting … Should have got him S3 mini CPW offer, that phone is prone to getting stolen or even robbed it's worth 300 pounds like. Silly



this is the problem with giving expensive stuff to kids as they are likely to be taken by school bullies or street bullies.
the kid is more likely to end up with a broken jaw or a black eye and so the insurance should be for medical injuries, and not the phone that the OP should worry about.

Original Poster

rev6

A Moto G at most!



I'm getting 500 minutes/500MB for £18/month + free G3. Moto G costs more than that.

I've used insurance2go in the past, was cheapest for me at the time and claiming was straight forward when I needed to. I went through MSE with a code.. may be worth checking on there

Original Poster

Apogee00

I've used insurance2go in the past, was cheapest for me at the time and … I've used insurance2go in the past, was cheapest for me at the time and claiming was straight forward when I needed to. I went through MSE with a code.. may be worth checking on there



doesn't cover children

dudedude

doesn't cover children



this is what i thought. i am sure that insurance tend to only cover 18 and above.

dudedude

doesn't cover children


Exactly, a child with an adults phone. oO

best thing you can do OP is to take insurance out for yourself on the phone then if your son loses it, you can always say you did.
not ethical but .......

mutley1

best thing you can do OP is to take insurance out for yourself on the … best thing you can do OP is to take insurance out for yourself on the phone then if your son loses it, you can always say you did.not ethical but .......

unless he takes out insurance for the child and says they both went missing

dudedude

I'm getting 500 minutes/500MB for £18/month + free G3. Moto G costs more … I'm getting 500 minutes/500MB for £18/month + free G3. Moto G costs more than that.



then sell the g3, buy 2 moto g and still be in pocket, and have a phone as spare with no need for insurance ?

mutley1

when i was 12, i was more than capable of looking after my belongings.



Judging from your questions I don't think you are capable of tying your shoe laces

Sell the G3 buy two moto G phones one now and one for Christmas in case he loses it by then


* Buy one remaining money maybe buy him.last a tablet or games for console for Xmas.

dudedude

I'm getting 500 minutes/500MB for £18/month + free G3. Moto G costs more … I'm getting 500 minutes/500MB for £18/month + free G3. Moto G costs more than that.



Moto G is cheaper to replace though if you can't get the G3 insured.

BarmyBulldog

Judging from your questions I don't think you are capable of tying your … Judging from your questions I don't think you are capable of tying your shoe laces



when i was 12, i lived on a very rough inner london council estate where you got mugged regularly so i learnt very quickly how to look after me belongings and look out for muggers. (_;)
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