PS Credit on PS4

Found 13th Dec 2017
I recently seen a used PS4 for sale where the seller said "It cannot connect to the PS site as there is nearly £200 debt to be paid off on the PS site".

I know they can be blocked from the PS site when reported stolen but is it possible to get credit on the PS store and not pay it? I always assumed you had to pay up front not get credit?? Am I mistaken?
Community Updates
Yeah to get credit you pay, he's either but money in their with stolen credit cards or got the console banned
Also could have purchased items and claimed a chargeback or fraud which led to this. Someone tried to sell me back in the PS3 days a console which was banned and couldn't connect because of it
Thanks, never thought of stolen credit cards or fraud, glad I stayed away from it.
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