Public liability insurance for stall holders info required

9
Found 24th Nov 2008
I am thinking of starting selling stuff via market stalls and fayres etc.

Many now require the stall holder to have public liability insurance.

Does anyone have any experience/advice/places to go for it.

Cheers.
Community Updates
MiscInsurance
8 Comments
simplybusiness.co.uk/ins…ty/

I assume you'll be classed as market trader, we're with norwich union for our studio but I dont have any public liability for my own company it falls into a complex scenario.

As a market seller i'd have it, too many people will take advantage if they're injured by something in connection with your business, especially in this compensation culture.
Join the federation of small businesses and you get free public liability insurance fsb.org.uk/Def…d=0

(well you used to, not looked to see if thats still true)
hi
i am a ex market trader and i highly recommend that you go with the recognised market traders insurance NMTF (link below) these are about the best and nearon the cheapest i found and will have no hassle when asking to provide insurance by tobbies at the market , a credit card style membership card is provided by them and this is sufficient to provide to any market organisation.

hope it help

nmtf.co.uk/
if you are just doing casual - i.e car boots - craft fairs you dont need insurance as the venue should be covered by organisers

if you are going to be a regular market trader at same venue - you need it -
Original Poster
holly100;3550576

if you are just doing casual - i.e car boots - craft fairs you dont need … if you are just doing casual - i.e car boots - craft fairs you dont need insurance as the venue should be covered by organisersif you are going to be a regular market trader at same venue - you need it -



No, the one off craft fairs are now insisting on your own insurance

Thanks for all the help.

I am not registered as a business as it is a just a dabble to see how things go, will this be a problem when applying for insurance?
My friend recently started selling stuff, I don't think that they had thought about this...Thanks for the info all :thumbsup:
Original Poster
rehydrated;3550620

My friend recently started selling stuff, I don't think that they had … My friend recently started selling stuff, I don't think that they had thought about this...Thanks for the info all :thumbsup:



I think it's only the bigger sites that insist on isurance, have done a couple of local stalls already which didn't insist on insurance. A large one this weekend is tho.
greg_68;3550612

No, the one off craft fairs are now insisting on your own insuranceThanks … No, the one off craft fairs are now insisting on your own insuranceThanks for all the help.I am not registered as a business as it is a just a dabble to see how things go, will this be a problem when applying for insurance?



Well by law you have 3 months from the start to register as self employed and declare your earnings, imho its better to do it sooner rather than later
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