RAC Breakdown, Car insurance & Quidco - a few questions

Found 16th Jan 2009
If anyone has any experience of dealing with the RAC I would be very grateful if you could advise me on the following:

Looking for car insurance with breakdown cover today and I see that RAC are offering £80 cashback through Quidco. According to Quidco If I want the breakdown cover separately I can get upto £40 cashback.

£21 for basic roadside with nationwide recovery, at home and onward travel
£30 for basic roadside with nationwide recovery and at home
£40 for basic roadside, basic roadside with nationwide recovery and basic roadside with at home.

The quote for basic roadside:
Single: £34.50
Joint: £60.50

So if I'm reading this correctly if I take out the "basic roadside" @ £34.50 I'l be £5.50 in profit on a single policy and also have the cover. It seems odds that they're offering a higher cashback rate for a lower level of breakdown cover.

I rang the dept. that deals with car insurance and they stated if I was a breakdown member already I could obtain the RAC+ policy at no additional cost to the standard, but apart from that he was very sketchy. Would there be any other advantage to taking out the breakdown 1st?

All advice very appreciated and rep given.

6 Comments

i use brakedown cover with rac they r gr8 they r very on call out times

used quidco for rac every year, costs peanuts and they have always paid up.

for basic you'll pay £34.50 and get £21 back so costs you £13.50

Original Poster

tdogg;4087330

used quidco for rac every year, costs peanuts and they have always paid … used quidco for rac every year, costs peanuts and they have always paid up.for basic you'll pay £34.50 and get £21 back so costs you £13.50



This is exactly what I was querying. If you check quidco it clearly states basic roadside @ £40.00 cashback. Which as I said seems rather odd considering the cover is only £34.50. Do you think it's incorrect on quidco? quidco.com/rac…er/

Cheers

Interesting. I want to get this cover too and if you end up not paying for it at all, its a no brainer.:thumbsup:

Perhaps you should query it with quidco and let us know on here the answer? ;-)

Original Poster

Shovon;4088425

Interesting. I want to get this cover too and if you end up not paying … Interesting. I want to get this cover too and if you end up not paying for it at all, its a no brainer.:thumbsup:Perhaps you should query it with quidco and let us know on here the answer? ;-)



Yes, I just raised a ticket. I'll keep you updated as soon as I have an answer.

Original Poster

They responded to let me know they would investigate with their marketing dept. However, I've just checked again and it's changed to the following

£30 for basic roadside with nationwide recovery and at home
£40 for basic roadside with nationwide recovery, at home and onward travel
£21 for basic roadside, basic roadside with nationwide recovery and basic roadside with at home
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