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    received a cheque book on my address with someone elses name

    Just received a cheque book on someone elses name to my address. Should i take this back to the bank or just dispose it?

    12 Comments

    Seriously? You have to ask?

    Definalty inform the bank as could be a case of someone obtaining credit under your address etc or could just be a mistake by the bank but you need to inform them

    consideer ID fraud is being commited under your name -
    report to bank immediatly , get credit report eg experian , equifax etc to check and keep regular future checks .

    Original Poster

    yes cos i dont have any account on the named bank . so its not identity theft or something like tht. And i really cant be bothered to go to the bank. But if thats what should be done... then ill do it. So i would like to know if i could just dispose it or to the bank.
    An advice pls.

    That's alright then if you don't have an account at the bank then there is no way anything could go wrong.

    The mind boggles on here sometimes.


    Edited by: "greg_68" 22nd Nov 2010

    Original Poster

    NFS

    Definalty inform the bank as could be a case of someone obtaining credit … Definalty inform the bank as could be a case of someone obtaining credit under your address etc or could just be a mistake by the bank but you need to inform them



    That makes sense, thanks.

    Had the same thing happen. I went to the bank with the cheque book and complained about the event. I asked why were they sending me a cheque book belonging to some one else! All they could say, was they were sorry. I just said, I was not impressed.

    yes cos i dont have any account on the named bank . so its not identity … yes cos i dont have any account on the named bank . so its not identity theft or something like tht. And i really cant be bothered to go to the bank. But if thats what should be done... then ill do it. So i would like to know if i could just dispose it or to the bank.An advice pls.


    if you dont want to travel to the bank, then phone them and speak to them, they may cancel the cheques without you having to see them.
    or you could buy some chrimble presents with it.:p

    Plenty of nightmare stories online of address's getting bad credit due to past residents/tenants and certain credit searches black listing subsequent owners/residents etc.

    Return it and all related mail asap.

    Original Poster

    this is the 2nd time i received the cheque

    schizoboy

    Plenty of nightmare stories online of address's getting bad credit due to … Plenty of nightmare stories online of address's getting bad credit due to past residents/tenants and certain credit searches black listing subsequent owners/residents etc.Return it and all related mail asap.




    and they come with funny names too!!! maybe someone from nigeria got hold of my add? and no.. never got any millions transferefd to my account here

    Banks always makes mistakes. I Deposit £110 into my acount, only show £100 when i checked online !! Lucky i noticed or they would have kept my £10...... free !!!

    spend it, lol xmas is coming, times are hard. lol not yr name on it.
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