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    reclaiming bank charges

    phoned barclays yoday asking for a list of all my bank overdraft charges he said he would make a note of my complaint and someone will contact me in 5 days,does anyone know what happens from there is my claim put in now or do i need to put it in writing?

    20 Comments

    you've got to put it in writing. Think a copy of all the letters are on moneysavingexpert. You just need to put your name and address on it.

    Think its still all on hold and they are not paying anyone out at the moment.

    dorgie77;5578978

    Think its still all on hold and they are not paying anyone out at the … Think its still all on hold and they are not paying anyone out at the moment.



    unless you are in finacial difficulty:thumbsup:

    Original Poster

    ilovepink;5578991

    unless you are in finacial difficulty:thumbsup:


    hi ilovepink
    so would i have to prove im in financial difficulty to claim? :?

    edjaned;5579201

    hi ilovepinkso would i have to prove im in financial difficulty to claim? … hi ilovepinkso would i have to prove im in financial difficulty to claim? :?



    think they're in some legal battle and so are not paying out until its resolved, but I heard the banks are likely to lose and will have to give people money back and its best to get your claim in so that you're in the queue to be paid out.

    This is actually going through the courts right now, and expected to be concluded by tomorrow. If the banks are successful nobody will be able to claim back these charges again. If not then the banks will have to pay back everyone that asks.

    This means you cant claim them back at the moment as a test case is in court, but even if the bank fails they could appeal which would hold things up for months

    news.bbc.co.uk/1/h…stm

    edjaned;5579201

    hi ilovepinkso would i have to prove im in financial difficulty to claim? … hi ilovepinkso would i have to prove im in financial difficulty to claim? :?



    not too sure on all the lowdown take a look on moneysavingexpert they have a dedicated thread over there for all of that and they are really helpful too

    mattjenkins16;5579233

    This is actually going through the courts right now, and expected to be … This is actually going through the courts right now, and expected to be concluded by tomorrow. If the banks are successful nobody will be able to claim back these charges again. If not then the banks will have to pay back everyone that asks.This means you cant claim them back at the moment as a test case is in court, but even if the bank fails they could appeal which would hold things up for monthshttp://news.bbc.co.uk/1/hi/business/8116384.stm



    Haven't they failed already and this is their appeal?

    or was that just about them being stated as unfair

    they will just reply with the total you have been charged in the time period - you then have to submit a claim which as said above is on hold at the mo but you should still put the claim in now.

    anyone know of good company who will do it for me as i really dont have the time to do it myself???

    ilovepink;5579383

    anyone know of good company who will do it for me as i really dont have … anyone know of good company who will do it for me as i really dont have the time to do it myself???



    its just a letter, you can do it in the time your posting on hukd :thumbsup: :lol:

    i done mine, was sucessful :-D

    .....

    not really helping the OP there dave but that should kick off a nice 20 page debate - nice one

    worto03;5579570

    not really helping the OP there dave but that should kick off a nice 20 … not really helping the OP there dave but that should kick off a nice 20 page debate - nice one



    Yeah you're right :thumbsup:

    lol - have some rep - I didn't mean for you to delete it!

    I'm just tired today after some long shifts! Gonna be having a few beers in the back garden soon

    Original Poster

    what was the statement by dave?

    edjaned;5579947

    what was the statement by dave?



    Nothing about you and something for another discussion. That's why I deleted it as it would have taken the thread off at an angle.

    Original Poster

    oh right was just curious thats all

    I sent in a letter claiming financial hardship and they took no notice..dont think they will unles your prepared to take them to court. Ilovepink if you get a company to do it they will take some of the money as there fee.
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