Scammed on Shpock using bank transfer, but now i have their bank details? what can i do

48
Found 20th Nov 2016
so i got scammed on shpock and gave an initial payment of £140 but have received nothing and the person has no responded after that, did it through bank transfer and i have their name and bank details, anything that i can do with their bank details?

anyone have any tips ? im trying to get their email they used to make the account on shpock to possibly find their facebook or something

thanks

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48 Comments

anything that i can do with their bank details?

no

did you really just bank transfer £140 to a complete stranger on the internet?
Edited by: "chocci" 20th Nov 2016

If you sent by bank transfer prepare for no further action to be taken. Generally speaking a bank transfer is completely irreversible I am afraid.

Original Poster

its fine i mean lesson learnt it could have been worse, having hope for humanity gets the best of me lol i have b/t on here and its gone fine, ive gone through my fair share of scammers trying to scam, this one just happened to beat me

Not much that you can do I'm afraid.
Worst thing they will have is a closed shpock account.

Original Poster

chocci

anything that i can do with their bank details?nodid you really just bank … anything that i can do with their bank details?nodid you really just bank transfer £140 to a complete stranger on the internet?



was on the app SHPOCK,was trying to buy a phone, like i said, having hope for humanity gets the better of you

Original Poster

was interested what shpock would actually do and all they did was send the person a message saying you havnt responded, please respond etc, your account will be limited till you do so, i was thinking is that fking it lol they can just make a new account lol

happened to me and others on here with a scammer called Dilewar! Nothing you can do

what a big risk you took there!!

Original Poster

snowflake75

what a big risk you took there!!



indeed but i would of rather it happened now with just 140 rather then later on if i had been dumb enough to send more for another item. i believe in karma so bad things happen to bad people, its a lesson learnt for me

I am getting hounded by emails saying i have won a IPHONE 7 and they ask you to pay 9 pence to get it so be careful if you get a email

almirh

indeed but i would of rather it happened now with just 140 rather then … indeed but i would of rather it happened now with just 140 rather then later on if i had been dumb enough to send more for another item. i believe in karma so bad things happen to bad people, its a lesson learnt for me


use paypal next time as it has better protection

Original Poster

sox5

I am getting hounded by emails saying i have won a IPHONE 7 and they ask … I am getting hounded by emails saying i have won a IPHONE 7 and they ask you to pay 9 pence to get it so be careful if you get a email



lol like i said i know about scams and ive seen my fair share but this time i just got carried away

before someone starts saying i got an email saying im about to receive £10million they just need my bank details

Original Poster

chocci

use paypal next time as it has better protection



you see every other time people tried to scam i used paypal and always got my money back i should of known when the person said they don't want to use paypal.

Call your bank and make a claim under the chargeback guarantee. All banks are enrolled.

Original Poster

AStonedRaichu

Call your bank and make a claim under the chargeback guarantee. All banks … Call your bank and make a claim under the chargeback guarantee. All banks are enrolled.



doesn't that just work on purchases not actual bank transfers?

Can't do anything unscrupulous with just someone's bank details without it amounting to fraud unfortunately... and even then you'd probably need an address at minimum. I've known people be really nervous about sharing bank details. Until I tell them that cheques have it on and by giving a cheque you're also providing confirmation of ones signature!!!

As others have said there's nothing you can do after sending a bank transfer. If you wanted you could always use up a couple more pennies and send a few more bank transfers a penny at a time; this time with messages like "This person is a thief" etc. This type of thing makes me feel better lol.

Original Poster

JohnnyRoller

As others have said there's nothing you can do after sending a bank … As others have said there's nothing you can do after sending a bank transfer. If you wanted you could always use up a couple more pennies and send a few more bank transfers a penny at a time; this time with messages like "This person is a thief" etc. This type of thing makes me feel better lol.




haha lol funny

Chargeback

Action fraud mate - get them rang

i believe in karma too

Original Poster

Just rang Halifax, they said it's not guaranteed but they will try to get my money back, everything was noted down. So we shall see what happens,

thanks everyone for your input)

Banned

Visit action fraud and report it. Next time don't be so stupid.

Original Poster

WonkyDoctor

Visit action fraud and report it. Next time don't be so stupid.



​Thanks for the wise words of motivation, no one can surely fool you

Banned

A fool and their money are easily parted.

Just a thought, after you have tried all avenues open to you and assuming no success, the villain could make a £140 donation to your favourite charity, as you have the name and bank details?

exbiker

Just a thought, after you have tried all avenues open to you and assuming … Just a thought, after you have tried all avenues open to you and assuming no success, the villain could make a £140 donation to your favourite charity, as you have the name and bank details?



​And if they are feeling even more generous, they could pay the charity every month by direct debit.

If you believe in karma then what did you do to someone else for you to be scammed out of £140?

chocci

anything that i can do with their bank details?nodid you really just bank … anything that i can do with their bank details?nodid you really just bank transfer £140 to a complete stranger on the internet?


Tell that to a lot of people that trade on this forum.

That sucks man.

Don't let it put you off from further transactions using BT.

Just be sure to get all the details you need, name/address/number etc.

Hope you get it back, not everyone is out to scam people

Rid1

Tell that to a lot of people that trade on this forum.




Rules of this forum also state for buyers/sellers to exchange details such as phone numbers, addresses etc to prevent this.

benjammin316

Rules of this forum also state for buyers/sellers to exchange details … Rules of this forum also state for buyers/sellers to exchange details such as phone numbers, addresses etc to prevent this.


Didn't know that!

Contact your bank for info. It's still a crime even if u did send the payment. You might have to ring the police for crime number. But worth a shot for advice.

Could you not just open a case with the police on ActionFraud?

Original Poster

dorey69

Contact your bank for info. It's still a crime even if u did send the … Contact your bank for info. It's still a crime even if u did send the payment. You might have to ring the police for crime number. But worth a shot for advice.




i rang my bank, they said its not 100% guaranteed but they will try to get my money back

almirh

i rang my bank, they said its not 100% guaranteed but they will try to … i rang my bank, they said its not 100% guaranteed but they will try to get my money back


I used to work for the bank and the only way you'll get the money back is if the recipient agrees to give it back. Your bank will contact the other bank to put a hold on the money whilst requesting it back. However if he is a scammer chances are the bank details they gave you is just a second account which they probably just transfer the funds out. The person then has to agree to give it back but the bank can't make them go overdrawn so if £0.00 balance nothing can be done.

almirh

i rang my bank, they said its not 100% guaranteed but they will try to … i rang my bank, they said its not 100% guaranteed but they will try to get my money back



still make sure you ring the police ( non emergency number ) log it with them give bank crime number and hope for the best, at the end of the day you have been robbed so there will be a person attached to the bank account.

got robbed on ebay many moons ago it was buying the first xbox for my son for christmas with 10 games paid around 300 at the time probably a bit more, it was at the time when paypal stated they could not get your money bank from the thieving **** was horrendous thinking back i should have just gone to the business address and beat the money out of them but hey we live and learn.
Edited by: "TheEnglander" 20th Nov 2016

almirh

i rang my bank, they said its not 100% guaranteed but they will try to … i rang my bank, they said its not 100% guaranteed but they will try to get my money back



Sorry to hear this and I hope you get your money back. They will try to get the money back as long as there is sufficient funds in the account to pay you back.

natah

Sorry to hear this and I hope you get your money back. They will try to … Sorry to hear this and I hope you get your money back. They will try to get the money back as long as there is sufficient funds in the account to pay you back.



almirh

i rang my bank, they said its not 100% guaranteed but they will try to … i rang my bank, they said its not 100% guaranteed but they will try to get my money back




If you pay money into a bank account you have to get their agreement to give it back, in this case it won't happen and if they are bright enough they will have closed the account already. I have seen it where if you are quick and you have a legal department behind you, you can ask the bank to freeze the amount until you can contact the account owner to get them to give it back but that was a few hundred thousand and the account hadn't been used for a long time.

Very very common on Shpock. Did the "purchase" appear in your history? Send the fraudsters details to both the bank and the police telling them that a fraud has been committed. Money Which will also be interested.
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