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    skint in 2009

    hold up ur hands if ur finding 2009 hard only 3 days in i am

    75 Comments

    me!!!!!!!!!!

    i have under 100 pounds in my bank until the last working day of the month!!!

    Well thats until my expenses from my last job come icos i've paid the credit card bill but waiting on work to process the claim..then i have lots

    I'm actually doing ok surprisingly, as long as no major emergencies come along.

    Get paid on the 23rd too, so just under 3 weeks away ain't too bad.

    Original Poster

    same here and my hours have been cut aswell my bills are going to be more than i earning going to have a clear out again get my paypal balance up lol

    Last year I had a terrible January living on beans and toast. Somehow I spent very little this Christmas Eve and New Year so I should be rather comfortable for a change

    Supermod

    I feel for those made redundant and hours cut. It makes me appreciate what I have etc.

    Banned

    The interest rates are killing me.

    Not sure the best place to invest now.

    Ironically, although I'm out of a job I still have a 5 figure sum to last me til then end of the year....which I've never had before. the hardest part will be finding another job...and deciding which deals to buy on here of course!

    starsparkle2311;3940420

    you're posh, I lived on toast:thumbsup:



    I should probably be using the excess cash to pay off the credit card I bought those beans on :thumbsup:

    I think the recession has the opposite effect on me..I have a LOAD of cash..sorry to brag...

    guv;3940427

    The interest rates are killing me.Not sure the best place to invest now.



    ask bg1, he's a stockborker

    (typo intentional) :-D

    Banned

    grex9101;3940460

    ask bg1, he's a stockborker



    Neg repped.

    Cheers. :thumbsup:

    I can't afford the leccy for the toaster, I had to let the bread go stale so it sounded like toast. :w00t:

    starsparkle2311;3940475

    lol, well just remember quidco:thumbsup:



    I did :-D

    Original Poster

    thats a point my quidco aint come in they owe me 97 quid

    guv;3940427

    The interest rates are killing me.Not sure the best place to invest now.



    Have you thought about ISF.L shares. Seems a good time to get on board.
    Especially if you can leave it there long term.
    ]http//uk…F.L

    Banned

    Jumpingphil;3940520

    Have you thought about ISF.L shares. Seems a good time to get on … Have you thought about ISF.L shares. Seems a good time to get on board.Especially if you can leave it there long term.]http://uk.finance.yahoo.com/q?s=ISF.L



    The last time I stuck 5K into one of these things, it was worth 3K after 2 years! Fortunately it went back up to 4K and I cut my losses and ran.

    So who is actually skint?

    dontdothatagain;3940561

    So who is actually skint?



    The op seems the only truely skint person

    My current account is temporaly skint it that counts?

    My other accounts are good though so techincally not skint :thumbsup:

    Original Poster

    i had to sell avatar im that poor lol

    allstar2;3940594

    The op seems the only truely skint personMy current account is temporaly … The op seems the only truely skint personMy current account is temporaly skint it that counts?My other accounts are good though so techincally not skint :thumbsup:



    'other' accounts? :?

    Original Poster

    i normaly do 55-60 hours for a few weeks its now 35h BIG drop

    csamual;3940610

    i normaly do 55-60 hours for a few weeks its now 35h BIG drop



    what do you do? :?

    guv;3940543

    The last time I stuck 5K into one of these things, it was worth 3K after … The last time I stuck 5K into one of these things, it was worth 3K after 2 years! Fortunately it went back up to 4K and I cut my losses and ran.



    I got made redundant earlier this year and got a largish payoff.
    I have cleared my mortgage and last week cleared my credit cards.
    I have now shoved a big chunk of whats left in there.
    I'm just hoping I can afford to leave it for a good year or so.
    I suppose I could end up with egg on my face, but then the toast would then come in handy. :thumbsup:

    Original Poster

    dontdothatagain;3940608

    'other' accounts? :?



    money making machine lol

    starsparkle2311;3940606

    I'm always skint, but right now i am so in credit it is unbelievable, but … I'm always skint, but right now i am so in credit it is unbelievable, but being a realist, I like to keep it in check, otherwise I will bring bad karma on myself, and I'll be kicked out of my rented palace,lol, wahing machine will break down et etc:thumbsup:



    I cant believe how much I will have after Quidco pays end of month :w00t:

    Original Poster

    work in lidls (and dont start the jokes lol )

    csamual;3940629

    work in lidls (and dont start the jokes lol )



    dont tell me..manager? :?

    Original Poster

    duty manager

    csamual;3940656

    duty manager



    nowt wrong with that

    csamual;3940656

    duty manager



    nope. nowt wrong with it

    Original Poster

    lol best job ive had so far

    dontdothatagain;3940608

    'other' accounts? :?



    csamual;3940618

    money making machine lol



    These are my isa account and bond account

    allstar2;3940707

    These are my isa account and bond account



    lucky you..I dont even have £1,000, but i'm not far off (at the end of month)
    Well..if £700 counts as not far off :w00t:

    starsparkle2311;3940745

    oh yeh premium bonds, try changing your address, guaranteed £50 … oh yeh premium bonds, try changing your address, guaranteed £50 cheque!!!!!!!!!



    lol didnt know that but its not premium bonds its with a building society.

    Had to spead my saving for a car about as you can only out so much in an isa :oops:

    allstar2;3940761

    lol didnt know that but its not premium bonds its with a building … lol didnt know that but its not premium bonds its with a building society. Had to spead my saving for a car about as you can only out so much in an isa :oops:



    £3600 a year aint it?

    starsparkle2311;3940745

    oh yeh premium bonds, try changing your address, guaranteed £50 … oh yeh premium bonds, try changing your address, guaranteed £50 cheque!!!!!!!!!



    how and why?? is there a loophole??

    Im not finding it too rough, The bonuses of being young I suppose. Ive bought a new TV and got a few hundred quid extra in wages so cant complain

    dontdothatagain;3940798

    £3600 a year aint it?



    as 3000 but just gone up to 3600 :thumbsup:

    Jo3l;3940823

    Im not finding it too rough, The bonuses of being young I suppose. Ive … Im not finding it too rough, The bonuses of being young I suppose. Ive bought a new TV and got a few hundred quid extra in wages so cant complain



    Young? And you bought a TV? :thinking:

    allstar2;3940839

    as 3000 but just gone up to 3600 :thumbsup:



    Must be loaded :whistling:
    Good luck everyone for 2009 :thumbsup:
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