So what's the accepted way of making sure you get paid cashback for insurance?

15 replies
Found 28th Jan 2009
I assume the best way to do it is to get a quote or two through places like gocompare and moneysupermarket etc but using false name/address and entering car manually (anything else I should do?). Then clearing cookies (using ccleaner, is that the best?), then doing a fresh new quote through a cashback site and buying there and then.

Is this the correct way or have I missed anything? Looking at £75 for Norwich Union, would be gutted to miss out!

Does the same apply to gas/electricity? Clear cookies after using uswitch is all that's neccessary I guess?

Thanks!


EDIT: I realise this doesn't guarentee payment, but it should give the best chance I think.

15 Comments

I have never bothered using a fake name ect ect.

I use IE to do as many normal quotes as needed until I get the one I want then I open mozilla firefox clear all cookies ect and do another quote through the cashback site - keeping a record of the time for any possible enquiry.

Not had a tracking problem yet doing car or house insurance this way.

Nah, dont bother with false details. just clear cookies before buying your chosen quote

Original Poster

Thanks for your replies guys, hadn't thought about a different browser.

ccleaner the way to go or just clear cookies through the IE menus?

i use ccleaner

You are right to use false details: quidco.com/blo…180
They might "de-dupe" any cashback to the first referrer - i.e. moneysupermarket, etc otherwise. Also I usually don't click through to the insurers website from the comparison site just in case (that is if you have a static ip).

It's possible that if you have gone all the way through to a insurance site they will log the details as quote and then de-dupe against a cashback site. If you are doing onsite moneysupermarket and don't leave it then it may not happen but the quote may also not be entirely accurate (as it often changes when you finalise it at the merchant).

I'd suggest just using a separate browser for cashback purchases so you don't need to worry about clearing cookies or temp files etc. That way you know it's always 100% clean.

p.s. don't take my word as official or anything I"m going off what I've done and read.

Original Poster

Admin;4212926

It's possible that if you have gone all the way through to a insurance … It's possible that if you have gone all the way through to a insurance site they will log the details as quote and then de-dupe against a cashback site. If you are doing onsite moneysupermarket and don't leave it then it may not happen but the quote may also not be entirely accurate (as it often changes when you finalise it at the merchant).I'd suggest just using a separate browser for cashback purchases so you don't need to worry about clearing cookies or temp files etc. That way you know it's always 100% clean.p.s. don't take my word as official or anything I"m going off what I've done and read.



Thanks Paul, no hard feelings eh?

I take it I can just get a quote from moneysupermarket and not click through to the results and then as long as I use firefox (ie different browser) then I shouldn't need to clear cookies or anything? Just get the proper final price from the one I want to go with through a cashback site then buy it?

Definately no need to clear cookies or anything if I use firefox just for completing my insurance? I've no need to use it for anything else.

Is there any need to put fake name/address and manually enter car details as they could use that info to say you got the quote via a comparison site? Or do they not actually get passed the details so that's not possible for them to decline it based on that?

Original Poster

MoneySavingG;4212911

You are right to use false details: http://www.quidco.com/blog/?p=180They … You are right to use false details: http://www.quidco.com/blog/?p=180They might "de-dupe" any cashback to the first referrer - i.e. moneysupermarket, etc otherwise. Also I usually don't click through to the insurers website from the comparison site just in case (that is if you have a static ip).



Thanks, knew I read it somewhere.

What details do you think need to be entered falsely? Name, address, e-mail, car reg, any more?

Original Poster

"ryoooh says:

June 20th, 2008 at 1:38 am
if you use a comparison site use similar details to yours but not your own exactly, i.e. the next postcode down from you, a different name, a similar date of birth…and you should get a fairly accurate result. then clear your cookies and buy the best deal for you the next day. that’s the best chance you’ve got….it’s not fraud, its just checking up on how much your neighbour pays…right !? "


I think this is what I'm trying to say ^^^. Maybe worth resetting your router too to get a different IP? Then using a different browser should mean there's no reason not to pay because the cashback has gone to another company?

If you want to be totally totally safe I guess that would be the best way.

Merchants are getting really careful about making sure they are only paying once for a sale. Their analytics and tracking is getting better at seeing where and how people visit their site.

Original Poster

Admin;4216334

If you want to be totally totally safe I guess that would be the best … If you want to be totally totally safe I guess that would be the best way.Merchants are getting really careful about making sure they are only paying once for a sale. Their analytics and tracking is getting better at seeing where and how people visit their site.



Good stuff!

I've successfully received insurance cashback for 3 years and have always used comparison sites (with genuine information). I have always just done what I always do with cashback sites and that is clear my cookies and then go through cashback site and enter all my details once again and buy the car insurance in the same session. I try and complete the transaction as quickly as possible and try and get it right first time so that I don't have to click on the cashback link again (so in the event of making an enquiry it should only list one transaction).

I know that insurance generally pays the most cashback but I think it’s a bit far fetched if I have to use a false name, address etc or use a different Internet Connection to do a price comparison in order to make sure the cashback will track! After all, it has tracked OK every other year I have done this!

Take out insurance against "NOT GETTING PAID"

Original Poster

flyingflea;4217683

I've successfully received insurance cashback for 3 years and have always … I've successfully received insurance cashback for 3 years and have always used comparison sites (with genuine information). I have always just done what I always do with cashback sites and that is clear my cookies and then go through cashback site and enter all my details once again and buy the car insurance in the same session. I try and complete the transaction as quickly as possible and try and get it right first time so that I don't have to click on the cashback link again (so in the event of making an enquiry it should only list one transaction).I know that insurance generally pays the most cashback but I think it’s a bit far fetched if I have to use a false name, address etc or use a different Internet Connection to do a price comparison in order to make sure the cashback will track! After all, it has tracked OK every other year I have done this!



True, but the technology they use has improved and they are more able to find the "correct" company to pay now.

Original Poster

Just another thought, have they started declining cashback now if you've used the company before? ie I am currently with Norwich Union and may well use them again, they are offering £75 cashback, but are they likely to decline saying that as I was previously a customer that's how they referred me?
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