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    State Second Pension

    Does anybody have any further information regarding the state second pension, both me and my husband are have just turned 40 and we have private pensions and are 'contracted out', from what i understand by 2012 this will end, and we will no longer have contributions from the government to our pension for paying reduced national insurance contributions. However I believe that the government will not take back this money already contracted out if we do not wish, but will not contribute to it. So will this mean that when we are at pension age ie 68 will we get something from the State Second pension or what.... Any advice would be appreicated, as very confused.

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