student 25k to invest?

Banned 44 replies
Found 20th Jul 2010
As above 25k to invest would preferably like a regular income from it (monthly if possible) not sure what the best option is bonds, funds, shares?

any thoughts?

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44 Comments

Wait, not sure if I've got this right - you're a student and have £25k to invest?

Original Poster Banned

yeah thats right came into a bit of money

If you want a sure thing, perhaps consider a product from National Savings and Investments.

nsandi.com/pro…/ib

Put all 25k into BP shares (No Don't)

People have been thinking about it like me though :

uk.answers.yahoo.com/que…wVz

Too much of a gamble, they could go wallop


why dont you invest it all in pot noodles,xbox 360 and games,50 inch plasma and as much drink as you can get down your throat in 4 years at uni,like most othe students,then plead poverty when its all gone

open a CEX franchise

stephen25uk

why dont you invest it all in pot noodles,xbox 360 and games,50 inch … why dont you invest it all in pot noodles,xbox 360 and games,50 inch plasma and as much drink as you can get down your throat in 4 years at uni,like most othe students,then plead poverty when its all gone



this, but substitute xbox 360 for PS3.

Original Poster Banned

ns&i rates seem terrible tbh anyone tried zopa?

If I had any money right now it would either be RBS or BP, RBS is still cheap.

stephen25uk

why dont you invest it all in pot noodles,xbox 360 and games,50 inch … why dont you invest it all in pot noodles,xbox 360 and games,50 inch plasma and as much drink as you can get down your throat in 4 years at uni,like most othe students,then plead poverty when its all gone



i also vote this! hey you may actually be a student who's not in debt at the end
(average student debt is around 20k)

Original Poster Banned

was thinking of some eastern european bank as they seem to be doing some good interest rates?

Im in RBS and Lloyds.

Wont give you a regular income though. Im hoping for a double over the course of 2 years.

Original Poster Banned

is that rbs and lloyds shares?

Banned

just get a regular high interest savings account/ two year bond (or one year depending on when you graduate). you'll need that money when you graduate and want a house.

olivier81

ns&i rates seem terrible tbh anyone tried zopa?



the nigerian banks are running well, its cash up front though, and you have to wait forever for a return

Jetpac

Im in RBS and Lloyds.Wont give you a regular income though. Im hoping for … Im in RBS and Lloyds.Wont give you a regular income though. Im hoping for a double over the course of 2 years.



When did you invest?

Whoever invested at the 13p has already quaded their investment, I can see them easily doubling at 44p within a year, they are bound to get up to what they were before the collapse within 4 years.

Wotwot123

When did you invest?Whoever invested at the 13p has already quaded their … When did you invest?Whoever invested at the 13p has already quaded their investment, I can see them easily doubling at 44p within a year, they are bound to get up to what they were before the collapse within 4 years.



Just out of interest what makes you think they will double within a year??

Banned

Wotwot123

When did you invest?Whoever invested at the 13p has already quaded their … When did you invest?Whoever invested at the 13p has already quaded their investment, I can see them easily doubling at 44p within a year, they are bound to get up to what they were before the collapse within 4 years.



not while it's owned by the government it wont

treble99

Just out of interest what makes you think they will double within a year??



Well they were at 56p or near that last week, I can't see it staying at the rate it's at for another 12 months, it's common sense.

Wotwot123

Well they were at 56p or near that last week, I can't see it staying at … Well they were at 56p or near that last week, I can't see it staying at the rate it's at for another 12 months, it's common sense.



They have been at or around 56p twice in the last year(2 weeks in aug/sep 09 and 1 week in apr/may 10) and failed to break through strong resistance at this range on both occassions, they were no where near 56p last week rather trading at a range of 43-47p.

As for it being common sense that they will rise in the next year,do you not think that the European sovereign debt issue will have an impact on the banks who have lent to these governments??

Forget banks, shares etc. If I had £25k right now, I am sure I could double it at least within two months with zero risk, just a little work

kurv

Forget banks, shares etc. If I had £25k right now, I am sure I could … Forget banks, shares etc. If I had £25k right now, I am sure I could double it at least within two months with zero risk, just a little work



i could double it within ten mins bruv

stick it all on red

kurv

Forget banks, shares etc. If I had £25k right now, I am sure I could … Forget banks, shares etc. If I had £25k right now, I am sure I could double it at least within two months with zero risk, just a little work



Lol wow you must be loaded if you double your money every 2 months

Original Poster Banned

care to share!?

well that's just it, I don't have, otherwise I would

Original Poster Banned

haha what a joker if you could do that you would take out a loan then double that lol stop bsing

GOLD is the best investment at the moment and has been for the past 5 years..
A family member of mine set a scrap gold company up and he is doing rather well from it..

25k is not going to give you a safe income without any risk.

Original Poster Banned

risk is fine any ideas?

Wotwot123

Well they were at 56p or near that last week, I can't see it staying at … Well they were at 56p or near that last week, I can't see it staying at the rate it's at for another 12 months, it's common sense.


If it was "common sense" then the value would have been driven up to that point anyway, the markets aren't stupid.

olivier81

risk is fine any ideas?



Put it on the Gee Gee's.
Buy lot's of lottery tickets.

pghstochaj

If it was "common sense" then the value would have been driven up to that … If it was "common sense" then the value would have been driven up to that point anyway, the markets aren't stupid.



When everyone invested at 15p, all the new investors were branded "stupid" and "ignorant", then the big Middle Eastern group invested nearly a £1b into it and everyone followed.

Sure it's been around the same point for the last year, but I can't see it staying for another 12 months.

When everyone invested at 15p, all the new investors were branded … When everyone invested at 15p, all the new investors were branded "stupid" and "ignorant", then the big Middle Eastern group invested nearly a £1b into it and everyone followed.Sure it's been around the same point for the last year, but I can't see it staying for another 12 months.



Not by anybody who knows what they are talking about - it was a risk. Plenty of clueless people including me, made some money from it, but being a risk doesn't just mean high returns. It just worked out on that occasion. If the market thought it would be much higher in a year, then it would be leading to that point now. In general, the market must think different, otherwise all the money would be pouring into it, and it's not. There are organisations with billions to invest, and if they thought it was common sense that the price would double in a year, they would be very happy and invest.

It is currently trading at 45 p from a 3 month peak at 58 p and a 3 month low of 39 p. If you bought now, and it dropped to its recent low, ignoring all costs, £25,000 would lead to at least a £3333 loss. Great return.

Calling it common sense that it will double within a year is wrong. It might double in a year, but it hasn't shown much evidence. Profits and dividends will help.

ukmonkey

GOLD is the best investment at the moment and has been for the past 5 … GOLD is the best investment at the moment and has been for the past 5 years..A family member of mine set a scrap gold company up and he is doing rather well from it..



Gold is at its most expensive at the moment?? Why invest now?

Buying and selling retail, easy money, no risk

ukmonkey

GOLD is the best investment at the moment and has been for the past 5 … GOLD is the best investment at the moment and has been for the past 5 years..A family member of mine set a scrap gold company up and he is doing rather well from it..



Gold is the way forward. Change all of it into gold bars NOW. I gaurentee it will make you more money in 5 years time than a high interest account. Safest commodity out there. As for regular income??? Ummm.

As for gold being expensive. It's always expensive and always rises...Mining gold is getting harder and harder = more expensive.

Wotwot123

When everyone invested at 15p, all the new investors were branded … When everyone invested at 15p, all the new investors were branded "stupid" and "ignorant", then the big Middle Eastern group invested nearly a £1b into it and everyone followed.Sure it's been around the same point for the last year, but I can't see it staying for another 12 months.



You keep providing incorrect info. firstly about the rbs price last week and now about middle eastern investors.
The Abu Dhabi guys invested 1 billion in Barclays not RBS

ukmonkey

GOLD is the best investment at the moment and has been for the past 5 … GOLD is the best investment at the moment and has been for the past 5 years..A family member of mine set a scrap gold company up and he is doing rather well from it..



http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs107.snc4/35719_10150212317190440_822650439_13097527_1633658_n.jpg

olivier81

risk is fine any ideas?



Casino.

Roulette.

All on Green.

BlackJack.
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