Tesco iPhone 4 Warranty and Applecare

Bought an iPhone 4 about a month ago, and it fell out of my pocket whilst running today. Not smashed or anything, but a few chips and scrapes on the sides.

I assume the normal warranty or the Applecare I bought with it doesn't cover accidental damage?

If not, is there any other way of getting a replacement? Is it possible to say that I'm having antenna problems and get them to send me another one?

Or, is it possible to get some independant insurance on it (like from here for example: http://www.iphoneinsurancecover.co.uk/), keep the phone for a month then claim for accidental damage, or would that be too risky?

Any advice much appreciated


Best advice is dont commit FRAUD.

Best advice is dont run with your iphone loose in your pocket ;-)
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