Found 11th Apr
So I am looking for single trip travel insurance to travel to Thailand on 16/4/17 until 30/4/17. However, most insurers I have looked into require you to be UK 'resident'.

I 26, lived in the UK all my life. In November 2016 I traveled to Poland to work on a years long secondment. I am still employed by a UK firm and still considered UK resident for tax purposes. I have spent approx. 10 days in the UK since November.

I also will fly in and out of London for this trip.

I have called Amex customer service who described it as a 'grey area' - so were basically no help.

I imagine I am not the first to be in this position - anyone have any advice?

Thanks.

10 Comments

I guess it's just a matter of calling up a few companies I'm afraid - it's the last thing you want to take any chances with.
The fact you've been to Poland etc shouldn't be much of an issue, you are currently a U.K. Resident.

Does your bank account offer travel insurance as one of it's goodies?

Many travel companies define UK resident, take this as an example from direct-travel

For the purposes of our policies, a UK resident is defined as a person who has their main home in the United Kingdom, who is registered with a medical practitioner in the UK, and who has been resident in the UK for 6 months out of the last 12.

BTW, enjoy Thailand I was there this time last year *sigh*

Original Poster

Flynn.Jack

Does your bank account offer travel insurance as one of it's goodies?



​Unfortunately not for a reasonable price

Original Poster

Aaronnnn

Many travel companies define UK resident, take this as an example from … Many travel companies define UK resident, take this as an example from direct-travel For the purposes of our policies, a UK resident is defined as a person who has their main home in the United Kingdom, who is registered with a medical practitioner in the UK, and who has been resident in the UK for 6 months out of the last 12.BTW, enjoy Thailand I was there this time last year *sigh*



​Thanks. Which company did you find this definition? I fulfil those requirements I reckon, as long as my main home counts as my parents...

ciazman

​Thanks. Which company did you find this definition? I fulfil those r … ​Thanks. Which company did you find this definition? I fulfil those requirements I reckon, as long as my main home counts as my parents...



​without checking that sounds very similar to my Endsleigh policy, but I think the trip needs to start and finish from the UK as well.

Try Holiday Extras. They seem to have very flexible and reasonable value insurance policies. My 83 year old mate got insurance from them.

You should be fine, as generally residency is based on where you have spent at least 183 of the 365 days preceding the travel. If you only left the UK in November and are travelling in April, this should work out. The only reason that this might change would be if you have clearly left the UK permanently e.g. sold house and moved with spouse/ kids to take a permanent job in another country, which you haven't.

Original Poster

Thanks for the help everyone, will try your suggestions

mother is travel agent, sells travel insurance for a week for like 25 quid, yet online i got global cover for the year for 80... near choked when I saw her selling it to guys I'd know to see
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