Found 7th Dec 2009
Well. On 26th November my wife and I had a baby girl (our third.) As of tomorrow I will officially be unemployed. Great.
I am determined to use some of the benefits I have been paying for, for the last 17 years but I don't really know them all. I've heard of Job Seekers Allowance, Housing benefit and obviously Child Benefit but are there any others I need to sort before Christmas/until I get another job?

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Congratulations on the birth of your baby xx

entitledto.co.uk/Def…t=1

website can calculate all you're entitled to xx

Check out [url]www.entitledto.co.uk[/url]

Good Luck with the job hunting.

Umm... Council Tax benefit?

you can get a crisis loan of the goverment to cover you until christmas you may also be entailled to income support as well x

well dont mean to sound horrible or anything but when my partner was made redundant we was entitled to job seekers and child tax credit and child benefit. the jobseekers was £90 odd pound per week paid fortnightly and that was for 2 adults and 3 kids also they wouldnt help out with any housing benefit because we have a morgage.

if you have savings they will take that into account.

Original Poster

Thank you all. Do I just head to the job centre in the morning? Where do you go for housing benefits and others?

greyparrot;7146178

well dont mean to sound horrible or anything but when my partner was made … well dont mean to sound horrible or anything but when my partner was made redundant we was entitled to job seekers and child tax credit and child benefit. the jobseekers was £90 odd pound per week paid fortnightly and that was for 2 adults and 3 kids also they wouldnt help out with any housing benefit because we have a morgage.



Some people I know get the interest of their mortgage paid, So worth enquiring about.

minifish33;7146191

Thank you all. Do I just head to the job centre in the morning? Where do … Thank you all. Do I just head to the job centre in the morning? Where do you go for housing benefits and others?




that will be the best plan i think, don't think you can put in for housing benifit before you get proof of other benifits first, but those forms are normally delt with by the council. Good luck with it all, get it done as soon as poss as i'm sure they will all be useless over christmas :roll:

Congrats on you new arrival.

Original Poster

I've just run through the calculator at entitledto and boy is there a lot to look into. Looks like a busy night on the computer for me. Thank you all again.

leilahfun;7146264

that will be the best plan i think, don't think you can put in for … that will be the best plan i think, don't think you can put in for housing benifit before you get proof of other benifits first, but those forms are normally delt with by the council. Good luck with it all, get it done as soon as poss as i'm sure they will all be useless over christmas :roll:Congrats on you new arrival.



more than likely

xbecky07x;7146160

you can get a crisis loan of the goverment to cover you until christmas … you can get a crisis loan of the goverment to cover you until christmas you may also be entailled to income support as well x



This is false information. A crisis loan is to cover for emergencies, not to tide you over until xmas. I'm pretty sure you need to be claiming for a certain ammount of time before you are entitled to it also.

join the H. M. Armed Forces!

donnydude;7146344

This is false information. A crisis loan is to cover for emergencies, not … This is false information. A crisis loan is to cover for emergencies, not to tide you over until xmas. I'm pretty sure you need to be claiming for a certain ammount of time before you are entitled to it also.



yea you have to be claiming first before you can get the loan,
but once youve opened the claim you can apply since it takes about 2 weeks for claim money to be paid out (i think)

Don't go to your Jobcentre. New claims to Jobseeker's Allowance (JSA) are taken over the phone, but they'll book you an appointment in your local Jobcentre for an interview. Ring them tomorrow as your claim starts from when you ring (or as soon as you become eligible).

Look on the Jobcentreplus website for your area's number. You'll also be able to search for a job on there. It uses the same search engine as the machines in the Jobcentre, so you can do most of what you need without even needing to leave home.

Two sorts of JSA. Contributory based, which isn't affected by savings, but is payable just for you. Income Based JSA is affected by savings (last I remember it was anything above £16,000) and will be payable for you and your wife, but that's assuming you don't have any other income.

JSA is just for adults. Tax Credits is for the children. You'l need to contact HMRC (Tax Office) for that. Again don't go down to your local office. It's all done by phone. Again do it right away.

Income Support is for single parents and carers, so won;t apply to you. It's payable at the same rate as JSA so you're no diferent.

Crisis Loans are discretionary, not an entitlement and are for when you've suffered a crisis or disaster. In reality as benefits are paid in arrears, if you've got no savings you might need a loan to tide you over until your first benefit payday. You'll have to pay it back so if you can get by without it, then do. Again you claim by phone.

Think that's about it.

donnydude;7146344

This is false information. A crisis loan is to cover for emergencies, not … This is false information. A crisis loan is to cover for emergencies, not to tide you over until xmas. I'm pretty sure you need to be claiming for a certain ammount of time before you are entitled to it also.



True, but there is also a budgeting loan that may help out.:thumbsup:

dmh77;7146433

True, but there is also a budgeting loan that may help out.:thumbsup:



you used to have to be claiming for a certain amount of weeks before quaifying for budgeting loans

glad i'm not having to do this clear as muck isn't it :?

greyparrot;7146178

well dont mean to sound horrible or anything but when my partner was made … well dont mean to sound horrible or anything but when my partner was made redundant we was entitled to job seekers and child tax credit and child benefit. the jobseekers was £90 odd pound per week paid fortnightly and that was for 2 adults and 3 kids also they wouldnt help out with any housing benefit because we have a morgage.



Well surely you had insurance to cover that? One of the conditions of my mortgage application was that I had unemployment/illness cover.

You have to be getting a qualifying benefit (IS or JSA(IB)) for a minimum of 26 wks for a budgeting loan.

You dont need to be claiming anything to get a Crisis loan, but you do need to be in a crisis (see what they did there) and have no other financial means.

Housing Benefit covers rent. Council Tax Benefit covers council tax (funnily enough). The council pay both, but you claim them over the phone when you claim JSA and they pass your details on to the council for you (which is nice).

Easy when you know how.

if your on a low income and you have just had a baby I think you may be entitled to claim for a Sure Start Maternity Grant from 29weeks of pregnancy up until baby is 3 months old - blurb on it here direct.gov.uk/en/…854

Mortgages is where is gets complicated, but basically you have to be getting a qualifying benefit (IS or JSA(IB)) for a minimum of 39 wks (although it might be less now). That's asuming you don;t have mortage insurance, in which case you'll be covered anyway.

Only covers the interest anyway, so don't get too excited. Best advice is to contact your mortgage provider right away so you dont fall too far into arrears.

I suggest you go down to your local Magistrates Court where you will find an abundance of professional parasites a large number of which receive weekly amounts you wouldn't believe.
These are the so called people in poverty, a big number work and claim benefits.Most have never worked in their lives, most smoke , drink and have at least one mobile.
One quick example, 50 year old bloke in last week for domestic violence on his wife. It turns out that they were both out for what he said were "a few drinks". An argument started and he finished up slapping her. The magistrates asked how much they had had to drink, he had drunk 15 pints and she 5 pints. Now in the pub they were in a pint is a little short of £3 now I reckon thats something like £60.Guess what, he/she have never worked, both on benefits.
They dont pay for prescriptions,Council Tax, rent,, etc etc .
Get down there and ask them, they know all the answers and scams.
The Government haven't got a clue how much the so called "people in poverty" are claiming.
I work at the Courthouse for £240 a week but I have to pay all of my bills.

You need to make sure that you double check all of the details that they take over the phone and make notes of what you say to them. It came in handy when they messed up our claim.

It is a good idea to claim the housing benefit & the council tax benefit through them but you will still have to go to the local council with all the supporting documentation. It can take a few months for everything to be sorted out and for us to get any money. Luckily we had the redundancy to live on for a while.

When you go to the job centre you have to sign a contract to say that you will search for work and then you will have to sign on every 2 weeks.

Good luck

luminox;7147154

I suggest you go down to your local Magistrates Court where you will find … I suggest you go down to your local Magistrates Court where you will find an abundance of professional parasites a large number of which receive weekly amounts you wouldn't believe.These are the so called people in poverty, a big number work and claim benefits.Most have never worked in their lives, most smoke , drink and have at least one mobile.One quick example, 50 year old bloke in last week for domestic violence on his wife. It turns out that they were both out for what he said were "a few drinks". An argument started and he finished up slapping her. The magistrates asked how much they had had to drink, he had drunk 15 pints and she 5 pints. Now in the pub they were in a pint is a little short of £3 now I reckon thats something like £60.Guess what, he/she have never worked, both on benefits.They dont pay for prescriptions,Council Tax, rent,, etc etc .Get down there and ask them, they know all the answers and scams.The Government haven't got a clue how much the so called "people in poverty" are claiming.I work at the Courthouse for £240 a week but I have to pay all of my bills.




There are plenty of those types at the local jobcentres but there are also plenty of people who are unable to find work. So I hope you arent suggesting that the op & my husband are amongst those who are scamming or intending to scam people

LisaJT;7147219

There are plenty of those types at the local jobcentres but there are … There are plenty of those types at the local jobcentres but there are also plenty of people who are unable to find work. So I hope you arent suggesting that the op & my husband are amongst those who are scamming or intending to scam people



I've been watching this thread knowing that one of these people would tun up.

Original Poster

RattlyNoise;7146399

Don't go to your Jobcentre. New claims to Jobseeker's Allowance (JSA) are … Don't go to your Jobcentre. New claims to Jobseeker's Allowance (JSA) are taken over the phone, but they'll book you an appointment in your local Jobcentre for an interview. Ring them tomorrow as your claim starts from when you ring (or as soon as you become eligible). Look on the Jobcentreplus website for your area's number. You'll also be able to search for a job on there. It uses the same search engine as the machines in the Jobcentre, so you can do most of what you need without even needing to leave home. Two sorts of JSA. Contributory based, which isn't affected by savings, but is payable just for you. Income Based JSA is affected by savings (last I remember it was anything above £16,000) and will be payable for you and your wife, but that's assuming you don't have any other income.JSA is just for adults. Tax Credits is for the children. You'l need to contact HMRC (Tax Office) for that. Again don't go down to your local office. It's all done by phone. Again do it right away.Income Support is for single parents and carers, so won;t apply to you. It's payable at the same rate as JSA so you're no diferent. Crisis Loans are discretionary, not an entitlement and are for when you've suffered a crisis or disaster. In reality as benefits are paid in arrears, if you've got no savings you might need a loan to tide you over until your first benefit payday. You'll have to pay it back so if you can get by without it, then do. Again you claim by phone.Think that's about it.



Thank you, that's a pretty good checklist for me. :thumbsup:

leilahfun;7146557

glad i'm not having to do this clear as muck isn't it :?



You're right!! :?

Banned

minifish33;7148246

Thank you, that's a pretty good checklist for me. :thumbsup:You're … Thank you, that's a pretty good checklist for me. :thumbsup:You're right!! :?


claim for JSA online. Its far quicker

dwp.gov.uk/ese…ce/

Original Poster

Hurrah! I am now part of the great unwashed! I went down to the job centre yesterday and think I have discovered the location that is responsible for the spread of human diseases. Never mind checking hospital floors for MRSA, we need to implement a fumigation programme in all job centres. It would reduce all known viruses, I'm sure of it.

Banned

minifish33;7161393

Hurrah! I am now part of the great unwashed! I went down to the job … Hurrah! I am now part of the great unwashed! I went down to the job centre yesterday and think I have discovered the location that is responsible for the spread of human diseases. Never mind checking hospital floors for MRSA, we need to implement a fumigation programme in all job centres. It would reduce all known viruses, I'm sure of it.



Not to put you off, after 6 months of being unemployed, you will enter the new deal programme, which you Will see and find the source ^^^^^^ of above lol


I worked on the standrews links old course last year, made reduncies etc not taking on temps n that, iv been unemployed for 1yr now, had 3 interviews in that time, there seems to be more jobs becoming avalible ever so slowly, Currently I'm doing work experince in a local charity shop, first aider also now ( new deal has some upsides ). Tbh there's alot if people that are looking for work at my new deal, I have seen folks that look like they haven't worked in there entire lives 20-40's I kid you not lol

Original Poster

tinkerbell28;7161568

Don't do this^^^^^^^^^^^^^^^^^^^^^^ Good luck and congrats on the … Don't do this^^^^^^^^^^^^^^^^^^^^^^ Good luck and congrats on the bubba:thumbsup:



Fret ye not Tink. Her Majesty's finest was indeed my former employer but after five years I realised that (somewhat unfortunately) it is full of ****s! So I had to part ways with a secure position to allow myself an experience in the 'slob' centre! :thumbsup:
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