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    university accommondation guarantor help?????

    just about to pay for my univiersity acommodation but it asks for a guarantor. can this be ur parents or do i have to pay for one?

    also is it better to pay monthly/weekly payments or just the annual sum all at once?

    any previous experience? any help appreciated?

    BR9CBCA

    19 Comments

    Anyone can be a guarantor. It's usual to be family, as they are more likely to trust you !

    Your guarantor would be your parents I imagine.
    (basically makes them liable if you don't pay your bills, rent, etc.)

    As for payments I suppose it's down to what you prefer.

    Original Poster

    Babbabooey;8213306

    Anyone can be a guarantor. It's usual to be family, as they are more … Anyone can be a guarantor. It's usual to be family, as they are more likely to trust you !



    so i can put my dad as one?

    gabriel2k7;8213312

    so i can put my dad as one?



    Yes, if he agrees :thumbsup:

    gabriel2k7;8213312

    so i can put my dad as one?



    with his permission!

    As for when to pay, its up to you. If you can afford to pay upfront, it saves the hassle and having to budget around regular outgoings.

    Original Poster

    Whats up Doc;8213311

    Your guarantor would be your parents I imagine.(basically makes them … Your guarantor would be your parents I imagine.(basically makes them liable if you don't pay your bills, rent, etc.) As for payments I suppose it's down to what you prefer.



    im asking about the payment as it only asks for a guarantor if u pay installment whilst if u pay annual it doesnt ask for one

    Babbabooey;8213316

    Yes, if he agrees :thumbsup:



    thanks repped both

    and you're going to university? oh lordy

    well tbh it can be anyone, they don't check anything, personal experience:whistling:

    Banned

    snowflake;8213906

    What is it with this place when obviously someone who is only young is … What is it with this place when obviously someone who is only young is asking for advice and people just jump on them. :x



    OP is at least 18:thumbsup:

    snowflake;8213906

    What is it with this place when obviously someone who is only young is … What is it with this place when obviously someone who is only young is asking for advice and people just jump on them. :xOP, if you can afford to pay upfront then you wont need a guarantor as there will be no concern for the landlord that you wont pay. If you need to pay monthly then yes your Dad can do it, provided he agrees and he will have to sign some sort of agreement for you with your tenancy, this basically means he will be liable should you not pay.Personally I'd pay upfront, if you can afford to then do so as this will help with your budgeting through the year.



    Well said! :thumbsup:

    My daughter is at Uni, and I encouraged her to pay for her accomodation in instalments so that if anything goes wrong and they are reluctant to put it right then she has a bit of leverage - she can say she won't pay her rent until the boiler, washing machine, whatever it might be is fixed.
    Student landlords are not always the most helpful bunch!

    Plus loan payments come in instalments - once each term, and so that is how she pays.

    I also prefer the full payment, like snowflake said, it gets stuff out of the way, especially if there's no extra charge - e.g UNITE charges if you're paying by direct debit. Sometimes, you might even get a discount if you pay in full. Although, I've always had a guarantor, even when I paid in full, it's just for their peace of mind really - they know, who to stalk, if you do a runner.

    whatsThePoint;8213798

    I'm not going..but lets face it a lot of kids do leave school as thicko's … I'm not going..but lets face it a lot of kids do leave school as thicko's nowadaysOr so business leaders keep telling us



    Sorry - didn't mean you meant the OP. And yes you're right!

    Banned

    snowflake;8213969

    Yes, that's correct, so are you saying that isn't young? Do you have … Yes, that's correct, so are you saying that isn't young? Do you have anything useful to add?



    I'm saying it's 18, ergo adult.

    Butterbean;8213996

    My daughter is at Uni, and I encouraged her to pay for her accomodation … My daughter is at Uni, and I encouraged her to pay for her accomodation in instalments so that if anything goes wrong and they are reluctant to put it right then she has a bit of leverage - she can say she won't pay her rent until the boiler, washing machine, whatever it might be is fixed.Student landlords are not always the most helpful bunch!Plus loan payments come in instalments - once each term, and so that is how she pays.



    What you told her is unlawful.

    Not sure about paying it all up front...

    Do you know the others sharing with you, you might not take to them or prefer another set of friends and want to move after a month or so.

    thesaint;8214844

    What you told her is unlawful.



    Can i ask why it sounds good advice to me

    Goofeys Girl;8214884

    Can i ask why it sounds good advice to me



    It sounds like good advice, but there is no provision in housing law for it.
    The landlord would be within his rights to charge for late payment though.

    id personally pay in installments, primarily because as butterbean said "if you need to apply pressure to the landlord" to get things done.

    also, depending on the contract, you might end up living with terrible people and might need a way to get out legitimately or not (by having someone else move in and pay)...
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