Voluntary excess on car insurance. is it voluntary to pay it?
some little idiot poured paint stripper over my car last night! pretty much needs a full respray! rang police, nothing they can do. bloke at police said they might write it off, or if they dont just pay the compulsory excess for the repair. i said i have £250 voluntary to pay too and he said you dont have to pay it, just means insurance will go up more if i dont, but he doubts it will go up £250. any idea if he is right?