What credit card should I apply for if I want to purchase/credit transfer

11
Found 17th Mar 2017
Two questions basically
* Which credit card should I get for purchasing stuff and then paying it off slowly..
* Can I transfer money from the credit card to my Current bank account and then pay off the credit card debt slowly..

A reply would be really helpful... Thank you..
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11 Comments
a purchase credit card such as Sainsburys
sainsburysbank.co.uk/cre…one

Purchase gets you;
0% interest on purchases for your first 29 months
0% interest on balance transfers for your first 18 months
(3% balance transfer fee applies. Minimum £3 at all times)

there are other sainsburys or other bank cards that offer lower balance transfer fees.
i have in the past transfered money to bank accounts, you'l need to read the T&Cs

Edited by: "whatyadoinsucka" 17th Mar 2017
Money transfer card via Virgin 32months 0% @ 1.99% fee or 36months 0% @ 2.69% fee and other options uk.virginmoney.com/vir…ds/
Original Poster
crd67

This is the best place to look … This is the best place to look http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards


Thanks a lot for your help..
Original Poster
AndyRoyd

Money transfer card via Virgin 32months 0% @ 1.99% fee or 36months 0% @ … Money transfer card via Virgin 32months 0% @ 1.99% fee or 36months 0% @ 2.69% fee and other options http://uk.virginmoney.com/virgin/credit-cards/money-transfer-cards/


Thanks a lot for your help..
Original Poster
whatyadoinsucka

a purchase credit card such as Sainsburys … a purchase credit card such as Sainsburys https://www.sainsburysbank.co.uk/credit_cards/cca_creditcard_zonePurchase gets you; 0% interest on purchases for your first 29 months0% interest on balance transfers for your first 18 months (3% balance transfer fee applies. Minimum £3 at all times)there are other sainsburys or other bank cards that offer lower balance transfer fees. i have in the past transfered money to bank accounts, you'l need to read the T&Cs


Thanks alot for your help..
Check Halifax mate. 0% transfer/purchases for 26 months
Original Poster
Mogolent

Check Halifax mate. 0% transfer/purchases for 26 months


Thanks alot..
MBNA and Tesco credit cards both offer money transfers (i.e. money to your bank account) and I usually get offers through every few weeks for 0% deals.
Original Poster
adamspencer95

MBNA and Tesco credit cards both offer money transfers (i.e. money to … MBNA and Tesco credit cards both offer money transfers (i.e. money to your bank account) and I usually get offers through every few weeks for 0% deals.


Thanks a lot..?
ivandias

Thanks a lot..?



​Tesco are offering up to 40 months 0% with a ~4% fee and MBNA are offering up to 29 months 0% with the same fee.

Both are fairly easy to obtain with a clean record in my experience.
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