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    What do you think of Labour's handling of the economic crisis? Was yesterday's announcement an important response?

    Yesterday's announcement of the plan to let people affected by the economic downturn take a two-year mortgage interest payment holiday is just the latest in the government's proactive approach to the economic problems.

    How do you think they are doing? Do you really think the Tories could do better? Or someone else? Or do you take the cynical approach and say something banal and without sense like: "They are all the same; only out for themselves."? :-)

    27 Comments

    Banned

    Or do you take the cynical approach and say something banal and without sense like: "They are all the same; only out for themselves."

    Well with that comment cant see you getting many responses saying that now....



    However...I WILL say that...they are all the same, policies, words and actions may be different but they are only out for themselves...if they werent I'm sure they would kick up a fuss about the wages they are on, but nope...they remain silent and continually claim for numerous things at extortionate prices whilst the tax payer pays for these perks....personally I think it makes much more sense to say that than say its stupid to think that way


    The problem as far as I can see with this whole recession is we have been talked into it and I think Labour will try anything to try and turn things around (as would the Tories, Lib Dem, etc)

    Banned

    what about the people out there struggling to make there rent as these have increased while house prices have dropped

    fragaliciousbob;3654909

    what about the people out there struggling to make there rent as these … what about the people out there struggling to make there rent as these have increased while house prices have dropped



    Ulitmately, Housing benefit is available to those renting. It is easier to lose your "shelter" if you own your own property, rather than rent it in the current climate.

    Banned

    Who is going to pay for this then as the banks aren't keen?

    Banned

    thesaint;3654989

    Ulitmately, Housing benefit is available to those renting. It is easier … Ulitmately, Housing benefit is available to those renting. It is easier to lose your "shelter" if you own your own property, rather than rent it in the current climate.



    housing benifit will only kick in for low earners and not account for people who have had increasing fuel , food and all other living bills

    fragaliciousbob;3655054

    housing benifit will only kick in for low earners and not account for … housing benifit will only kick in for low earners and not account for people who have had increasing fuel , food and all other living bills



    I thought Housing benefit is available to anyone, not just low earners?

    Banned

    thesaint;3655077

    I thought Housing benefit is available to anyone, not just low earners?



    they are not going to give benefit to someone on 35k a year for example

    i.e i live on my own with 1 child my rent is £660 pm i earn 12k part time and i get £55 pw benefit

    thesaint;3655077

    I thought Housing benefit is available to anyone, not just low earners?




    Housing Benefit

    If you're on a low income and need financial help to pay all or part of your rent, you may be able to get Housing Benefit.
    Who is eligible?

    You may get Housing Benefit if you pay rent and your income and capital (savings and investments) are below a certain level.

    If you rent from a private landlord there's a new way of working out Housing Benefit - known as Local Housing Allowance.

    * Local Housing Allowance - rent help

    Who isn't eligible?

    You can't usually get Housing Benefit if:

    * you have savings of over £16,000, unless you are aged 60 or over and getting the 'guarantee credit' of Pension Credit
    * you live in the home of a close relative
    * you're a full-time student (unless you're disabled or have children)
    * you're an asylum seeker or are sponsored to be in the UK

    Other restrictions

    If you live with a partner or civil partner only one of you can get Housing Benefit.

    If you're single and aged under 25 you can only get Housing Benefit for bed-sit accommodation or one room in shared accommodation.

    fragaliciousbob;3655108

    they are not going to give benefit to someone on 35k a year for … they are not going to give benefit to someone on 35k a year for examplei.e i live on my own with 1 child my rent is £660 pm i earn 12k part time and i get £55 pw benefit



    Shengis;3655115

    Housing BenefitIf you're on a low income and need financial help to pay … Housing BenefitIf you're on a low income and need financial help to pay all or part of your rent, you may be able to get Housing Benefit.Who is eligible?You may get Housing Benefit if you pay rent and your income and capital (savings and investments) are below a certain level.If you rent from a private landlord there's a new way of working out Housing Benefit - known as Local Housing Allowance. * Local Housing Allowance - rent helpWho isn't eligible?You can't usually get Housing Benefit if: * you have savings of over £16,000, unless you are aged 60 or over and getting the 'guarantee credit' of Pension Credit * you live in the home of a close relative * you're a full-time student (unless you're disabled or have children) * you're an asylum seeker or are sponsored to be in the UKOther restrictionsIf you live with a partner or civil partner only one of you can get Housing Benefit.If you're single and aged under 25 you can only get Housing Benefit for bed-sit accommodation or one room in shared accommodation.



    So, Housing benefit is available to anyone no matter the income is it not?

    Someone on 35k is less likely to apply for HB, but they have as much right to it, and are treated the same as someone on 15k a year.
    It's all relative compared to your outgoings.

    Banned

    thesaint;3655129

    So, Housing benefit is available to anyone is it not?Someone on 35k is … So, Housing benefit is available to anyone is it not?Someone on 35k is less likely to apply for HB, but they have as much right to it, and are treated the same as someone on 15k a year.



    lol they can apply but they wont get it please stop and think b4 thinking you know everything about everything because i'm here to tell you you dont

    thesaint;3655129

    So, Housing benefit is available to anyone no matter the income is it … So, Housing benefit is available to anyone no matter the income is it not?Someone on 35k is less likely to apply for HB, but they have as much right to it, and are treated the same as someone on 15k a year.It's all relative compared to your outgoings.



    I'm not 100% on how they calculate it but from memory I think they take the level of full jobseekers allowance out of your earnings then consider the rest as 'disposable income', and if that covers your rent you get nothing. It's something like that anyway.

    Labour got us into this mess and are trying to save face by pulling out all the stops to ease the problem... Remember it is elections next yr for MP & AMs............. I SAY NO MORE.

    Original Poster

    ODB_69;3654905

    Or do you take the cynical approach and say something banal and without … Or do you take the cynical approach and say something banal and without sense like: "They are all the same; only out for themselves."Well with that comment cant see you getting many responses saying that now....However...I WILL say that...[...] they are only out for themselves...[...] ..personally I think it makes much more sense to say that than say its stupid to think that way



    :lol: Yes, I was deliberately trying to stop people saying stupid things, but it doesn't seem to have worked! :w00t:

    fragaliciousbob;3655154

    lol they can apply but they wont get it please stop and think b4 thinking … lol they can apply but they wont get it please stop and think b4 thinking you know everything about everything because i'm here to tell you you dont



    I have worked in Housing for a few years(Not currently), dealt with HB claims as a worker for my council, and 3 housing associations.

    I am just pointing out something that you seem to be unsure of. If you are correct in your earlier statement, I will apologise.

    Banned

    dont get me wrong if you had half a dozen kids then yes you might get something but they never calculate the rentable value of the home as high as the landlord charges

    for example all i get told is we have calclated the rentable value as £480 and base our calculation on this regardless of the fact that i pay £660

    they always say at the end of the calculation that we suggest you ask the landlord for a rent reduction now how many of them will do this when all the homes in the same area are in fact more than mine as i'm a renter with them for 5 yrs

    Original Poster

    pcnutta;3655176

    Labour got us into this mess and are trying to save face by pulling out … Labour got us into this mess and are trying to save face by pulling out all the stops to ease the problem... Remember it is elections next yr for MP & AMs............. I SAY NO MORE.



    I don't remember if you told us which party you are a member of pcnutta. And do you vote the same way in national elections..?

    Liddle ol' me

    Yesterday's announcement of the plan to let people affected by the … Yesterday's announcement of the plan to let people affected by the economic downturn take a two-year mortgage interest payment holiday is just the latest in the government's proactive approach to the economic problems.



    Spot the dyed in the wool Labour supporter. :whistling:

    I have to say Mr Brown and Mr Darlings recent announcements seem very much aimed at bailing out those who stretched themselves too far at the expense of those who haven't.

    Hardly seems fair does it, borrow more than you can afford and get bailed out or save sensibly and get punished for it.

    Now there's a life lesson that will stop people getting neck deep in debt they can't afford......*sigh*

    They are responsible for allowing the nation to get into this mess in the first place. It all appeared wonderful during the "boom" years, but the problem with "boom" is that the usually comes a "big bang" afterwards. I don't know if the Conservatives will do a better job, but they certainly could not do much worse! Though I expect that they, if they get in next time, will blame the Labour Party for their problems for years to come.
    Apart from this, I think that we are all responsible too for the crisis. Credit was too readily available, which gives people the opportunity to live beyond their means.

    Banned

    Liddle ol' me;3655178

    :lol: Yes, I was deliberately trying to stop people saying stupid things, … :lol: Yes, I was deliberately trying to stop people saying stupid things, but it doesn't seem to have worked! :w00t:


    Oh Liddle...you try and appear the most intelligent member of this forum, instead you are one of the rudest, arrogant and self-righteous here


    Please stop filling the forum with your delusions of grandeur, if your so important and intelligent why spend the day on here getting through the tedium of work like the rest of us...why talk carp all day like the rest of us...you bring nothing of any importance to this forum as all you day is wind people up and use a lot of long words to generally say naff all...


    you impress no one and are regarded as pathetic by many...

    Strangely your the very first person I rowed with on here...then I called you rude and arrogant...months later I still have not been proved otherwise

    I think I may finally use the ignore feature after all

    Original Poster

    megalomaniac;3655236

    Spot the dyed in the wool Labour supporter. :whistling:



    Actually have only voted in two national elections (been abroad for others) and voted for different parties, so 'dyed in the wool' is incorrect. But yes, as things stand, if there was a national election tomorrow, I would vote Labour.

    megalomaniac;3655236

    I have to say Mr Brown and Mr Darlings recent announcements seem very … I have to say Mr Brown and Mr Darlings recent announcements seem very much aimed at bailing out those who stretched themselves too far at the expense of those who haven't.Hardly seems fair does it, borrow more than you can afford and get bailed out or save sensibly and get punished for it.Now there's a life lesson that will stop people getting neck deep in debt they can't afford......*sigh*



    Yes, I have to agree with this though. Most of the recent announcements are designed to prop up the free-market economy we are straddled with. And it seems unfair that banks (particularly) are having huge amounts of money pumped into them. But then again, if this hadn't been done, many of those savers you refer to would have lost their savings ... It's a vicious circle.

    Original Poster

    ODB_69;3655307

    Oh Liddle...



    Oh ODB!

    This must be love! :lol:

    Now, back on topic please ;-)

    ODB_69;3655307

    Oh Liddle...you try and appear the most intelligent member of this forum, … Oh Liddle...you try and appear the most intelligent member of this forum, instead you are one of the rudest, arrogant and self-righteous herePlease stop filling the forum with your delusions of grandeur, if your so important and intelligent why spend the day on here getting through the tedium of work like the rest of us...why talk carp all day like the rest of us...you bring nothing of any importance to this forum as all you day is wind people up and use a lot of long words to generally say naff all...you impress no one and are regarded as pathetic by many...Strangely your the very first person I rowed with on here...then I called you rude and arrogant...months later I still have not been proved otherwiseI think I may finally use the ignore feature after all




    Lol quality post...liddle mate you know ive said this before but i will say it again..in your quest to sound oh so intelligent and clued up you fail and come across as a wiki and google cut and paster, and this is coming from someone who actually likes you haha ive seen glimpses of the 'real' you in some of your posts and when youre not trying to sound intelligent and a cut above, you are actually a good and funny poster, BUT the last thing i want is for you to change haha i love peoples reactions to your posts :thumbsup:


    Oh and whats all this topic about...any links to this.... i dont read papers or watch the news.

    Original Poster

    kungfu;3655692

    haha ive seen glimpses of the 'real' you in some of your posts and when … haha ive seen glimpses of the 'real' you in some of your posts and when youre not trying to sound intelligent and a cut above, you are actually a good and funny poster, BUT the last thing i want is for you to change haha i love peoples reactions to your posts :thumbsup:Oh and whats all this topic about...any links to this.... i dont read papers or watch the news.



    Don't worry kungfu, I'll keep playing dumb sometimes too. ;-) Some people operate on two levels - dumb and dumber. Unfortunately, my two levels are intelligent and 'faux dumb'. It's a heavy burden to bear, but bear it I must... :roll:

    Link to topic - well yesterday's announcement at least guardian.co.uk/pol…ons

    Liddle ol' me;3655210

    I don't remember if you told us which party you are a member of pcnutta. … I don't remember if you told us which party you are a member of pcnutta. And do you vote the same way in national elections..?



    Sorry , I only just flicked back through threads and saw this..

    Im not a member of any party. i refuse to be as i will not be whipped:)

    I vote different in Local elections than in National

    Original Poster

    pcnutta;3675466

    Sorry , I only just flicked back through threads and saw this..Im not a … Sorry , I only just flicked back through threads and saw this..Im not a member of any party. i refuse to be as i will not be whipped:)I vote different in Local elections than in National



    Thanks. Don't understand the whipped part though; possible to be a member without subscribing to all of its ruling ethos of course. And easier to influence from the inside too. But yes, independence is a 'good thang' :thumbsup:

    From what i have seen, parties vote exactly the same on decisions. The phrase being whipped means they are told how to vote etc... I have seen people in a party being almost outcase if they dare to speak against a decision. It is a political minefield but very enjoyable. If you ever wanna see my website gimme a shout for the link.

    Original Poster

    pcnutta;3678447

    From what i have seen, parties vote exactly the same on decisions. The … From what i have seen, parties vote exactly the same on decisions. The phrase being whipped means they are told how to vote etc... I have seen people in a party being almost outcase if they dare to speak against a decision. It is a political minefield but very enjoyable. If you ever wanna see my website gimme a shout for the link.:)



    Yes, please PM me the link. I'm interested, thanks :thumbsup:

    p.s. The politicians I have respect for never did care too much about what the party whip said
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