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    What the actual fudge

    Got this letter in the post today..

    http://img23.imageshack.us/img23/851/68254294.jpg

    Now i know i had money in my account at the time i bought things off ebay and paid with paypal so wether paypal hasnt taken the money out straight away i dont know..

    But what the hell really, my account doesnt have an overdraft so i cant do this sort of thing and go overdrawn

    So why the hell are the bank charging me £15 for absolutley naff all?

    7 Comments

    Banned

    http://img23.imageshack.us/img23/851/68254294.jpg

    Banned

    would have been a Direct Debit. same happened to me with halifax.

    Original Poster

    DangerGod

    would have been a Direct Debit. same happened to me with halifax.



    Wasnt DD, just something i bought off ebay.. I did have funds in my bank though..

    Gonna ring em tommorow see if they'll let me off haha

    jellybaby22

    Call the bank play dumb and they should refund the charge.... My bank … Call the bank play dumb and they should refund the charge.... My bank used to when I was a poor student


    lol yeh i've done this too & they took charges off (Halifax Bank)

    i have only had 1 charge from lloyds just ask nicely saying you did not realise and its your first time and they should let you off

    chris3349

    i have only had 1 charge from lloyds just ask nicely saying you did not … i have only had 1 charge from lloyds just ask nicely saying you did not realise and its your first time and they should let you off



    This

    My paypal payments usually come off my account quite a few days after I've actually bought something so its not an instant debit to your bank account. As above - ask nicely and see what they say, especially if you haven't done it before. Good luck!
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