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    Whats the best ISA that is allowing transfers in for 2011/12?

    Not sure if there is currently a better one than the HBOS, 3% AER (3.2% for customers)?

    Anyone?

    12 Comments

    Put all your saving's on black. Hopefully double up. around 49.5% chance.

    i think 3% on an instant access cash isa that lets you transfer in is about the best at the moment. The Halifax are also offering one at the same rate
    Edited by: "caz1cool" 6th Apr 2011

    nationwide 3.1%

    Banned

    Drops after a bit. Halifax is the best at 3%

    ninegt

    nationwide 3.1%


    bykergrove

    Drops after a bit. Halifax is the best at 3%




    halifax drops to 0.05% after 12 months
    nationwide drops to 1.75% after august 2012
    thats the way i read it

    received an email from MSE today stating a fixed 4% for a year loophole. might be worth checking out

    Banned

    You sir, are correct my apologies!

    Halifax customers that get the extra savings reward can make 3.20% on the isa.

    ninegt

    halifax drops to 0.05% after 12 monthsnationwide drops to 1.75% after … halifax drops to 0.05% after 12 monthsnationwide drops to 1.75% after august 2012thats the way i read it


    Original Poster

    deadduck_145

    received an email from MSE today stating a fixed 4% for a year loophole. … received an email from MSE today stating a fixed 4% for a year loophole. might be worth checking out


    Can you forward me the details please?

    I'd advise the op to seek proper advice. As already proved in this thread, you always get smart assed idiots thinking they know everything about everything when clearly they don't. I wish people would check their facts before offering potentially expensive, wrong advice.

    Banned

    ninegt

    nationwide 3.1%


    +1

    variable rate but 1.35% bonus is fixed until 31/7/12

    Banned

    sharkalos

    Can you forward me the details please?


    4% fixed isnt great imo what with the high potential for interest rate rises in the coming year

    The 4% deal is with northern rock and is not bad for one year (using the loophole) but is a savings bond - not an ISA - so you would pay tax if you are liable for it.

    I have seen a 5% 5 year fixed ISA but I am not sure if it is worth committing for so long.

    csiman

    4% fixed isnt great imo what with the high potential for interest rate … 4% fixed isnt great imo what with the high potential for interest rate rises in the coming year



    People have been saying that for 6 months and 4% for one year was about as good as it ever got back when interest rates were 3% or so. Go back and look at historic rates for a couple of years ago. You were looking at maybe 6% for 3-5 years and 4% for 1-2 years.
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