whats the best mortgage on average

15 replies
Found 9th Sep 2010
interest, repayment ect...

  1. Misc
  2. Mortgage
15 Comments

tbh i think thats something you should discuss with a financial advisor !! as they specialise in these things and everyones circumstances are different (_;)

BTW .....are you a vampire or something ?? ..........you seem to come alive at some 'silly o'clock times' oO
Edited by: "shopstilldrops" 9th Sep 2010

Banned

you know youve been watching to many mw2 videos when you think the title says montage

Original Poster

lol ryman1000 a had to look again to see if i had spelt it properly!

Original Poster

shopstilldrops

tbh i think thats something you should discuss with a financial advisor … tbh i think thats something you should discuss with a financial advisor !! as they specialise in these things and everyones circumstances are different (_;)BTW .....are you a vampire or something ?? ..........you seem to come alive at some 'silly o'clock times' oO


why not i have been everything else on this site!!!
and in all seriousness i am asking in general thats all as like most posts i put on here me and the girls had been discussing it and just wondered what other ppl thought

Supermod

You need to take specific advice. It doesnt matter which is "better". There is no point having an interest only if you can afford repayment and then not save. Do you know the difference between the two? Speak to prospective lenders and they will give you some advice based on your financial circumstances.

Tricky choice whether to get a tracker or fixed. We had a tracker reserved the day that the base rates dropped. We were very lucky.

repayments better but more expensive only time id ever take a ontrest only would be on a 1st time buy where you wont stay in it for rest of your life

Original Poster

i hope the ppl i spoke to this afternoon dont think i,m on at wierd times also!

Supermod

If you are talking generally, repayments mortgage. Otherwise at the end of your term you owe the principal sum borrowed and if your house has decreased in value there will be negative equity unless you have savings to add to the redemption amount.

Banned

offset

Original Poster

i have had my mortgage for years now but the girls were chatting and obviously different circumstances and they are so different to when i took out my 1st mortgage and just wondered what seemed more ie popular,easier,beneficial,ect...

Original Poster

magicjay1986

If you are talking generally, repayments mortgage. Otherwise at the end … If you are talking generally, repayments mortgage. Otherwise at the end of your term you owe the principal sum borrowed and if your house has decreased in value there will be negative equity unless you have savings to add to the redemption amount.


ours is repayment which is what we were advised but as i say it has been on that for years and i just wondered because of the girls saying what they had thats all

pinkshaz

why not i have been everything else on this site!!!and in all seriousness … why not i have been everything else on this site!!!and in all seriousness i am asking in general thats all as like most posts i put on here me and the girls had been discussing it and just wondered what other ppl thought




haha, i know , only jesting , just i am winding down an off to bed and i cant be doing with thinking of mortgages, finances , money etc !, night an good luck !

Original Poster

shopstilldrops sorry not had much joking on here lately! but trying! ano if it was,nt for us talking about it earlier a wouldnt have bothered and then it got me thinking that most ppl on here are over the border so just wanted to know more, quite sad really! anyway i,m off to bed soon also just waiting on hubby coming home from work!

pinkshaz

shopstilldrops sorry not had much joking on here lately! but trying! ano … shopstilldrops sorry not had much joking on here lately! but trying! ano if it was,nt for us talking about it earlier a wouldnt have bothered and then it got me thinking that most ppl on here are over the border so just wanted to know more, quite sad really! anyway i,m off to bed soon also just waiting on hubby coming home from work!




(_;) night x

Original Poster

goodnight
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